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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Discover four money-saving tips to help you stay on budget, reduce food waste, and never overspend at the grocery store again. Try these strategies today!

4 Simple Tricks to Stick to Your Grocery Budget

January 12, 2023
Budget Tips

Are you tired of overspending at the grocery store and watching your hard-earned money go to waste?  With the rising cost of groceries, it's becoming increasingly difficult to stick to a budget. In View Post

Filed Under: Tagged With: BUDGET, BUDGET TIPS, FOOD, FOOD BUDGET, GROCERY BUDGET, SAVE MONEY, SAVING

Buying seasonal produce is one of the best ways to save money on your grocery bill. Learn how to shop for seasonal produce month by month.

How To Save Money on Fruits & Vegetables: A Month-by-Month Guide

June 21, 2021
Food & Drink

Whether I’m shopping at the grocery store or my local farmer’s market, I’m always on the lookout for the best deals on fruits and vegetables. I’m not a vegetarian, but I tend to make many meatless View Post

Filed Under: Tagged With: FOOD, PRINTABLE, SAVE MONEY

Nothing beats a nice hot cup of hot chocolate...until now. Enjoy hot chocolate in a bite size. This recipe is a marshmallow-stuffed chocolate drizzled dessert.

Easy Hot Chocolate Marshmallow Bites

December 18, 2016
Food & Drink

One of my favorite things to do during the cold winter months is to curl up on the couch with a nice warm cup of hot chocolate. As it turns out, my 4-year-old son is also a fan of this as well. On View Post

Filed Under: Tagged With: DESSERT, FOOD, LIFE, RECIPES

This Brown Sugar Teriyaki Chicken is one of my favorite recipes of all time. As a little girl, I used to watch my mom make this recipe, and now as an adult, it's a favorite in my home. This was one of my grandma's recipes and I am so excited to share it with all of you.

Brown Sugar Teriyaki Chicken

November 6, 2016
Food & Drink

This Brown Sugar Teriyaki Chicken is one of my favorite recipes of all time. As a little girl, I used to watch my mom make this recipe, and now as an adult, it's a favorite in my home. This was one of View Post

Filed Under: Tagged With: DINNER, FOOD, LIFE, RECIPES

A fantastic Fall recipe to make with your children. Rice Krispie treats dipped in candy melts and topped with your favorite holiday sprinkles. A fun, quick, and easy holiday treat that anyone will enjoy making.

Rice Krispie Treat Monsters

October 29, 2016
Food & Drink

  Can you believe it's almost Fall? This means we are getting closer to Christmas and the colder weather. I can't believe that Monday is Halloween and then we head right into November. View Post

Filed Under: Tagged With: DESSERT, FOOD, HOLIDAYS, LIFE, RECIPES

For most of you, freezer meals can seem a bit scary. Before freezing meals became familiar in my home, I was overwhelmed with the thought of preparing a bunch of meals I had no idea on how to make. The truth is, freezer cooking saves you time in the kitchen, lowers your grocery bill, and offers much-needed variety to your dinner menu. Here are seven myths about freezer cooking that might be holding you back and why these myths might be making you spend more money than you need to.

7 Myths About Freezer Cooking That Are Busting Your Budget

October 25, 2016
Food & Drink

This is a guest post from Elisa of Single Mama Blueprints Today we’re talking about freezer meals and debunking the myths you’ve probably heard about. Adding some freezer meal prep to your meal View Post

Filed Under: Tagged With: FOOD, GUEST POST, LIFE, MEAL PLANNING, RECIPES

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to budgets@thebudgetmom.com.

Diane is a single mom who is a Database Administrator for an IT Department at a local college. She lives in Queens, NY, and eventually wants to move to a lower-cost of living area in the future. 

Diane submitted her information because she is struggling to organize and tackle all of her larger short-term goals.

CHAPTERS:
00:00 Introduction
02:15 Why & Personal Story
04:20 Income 
04:37 Fixed Expenses
05:48 Variable Expenses
06:31 Debt
07:53 Savings Goals
10:18 Budget By Paycheck Method
14:51 My Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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