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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Budgeting when you are broke seems impossible. Here is how to set up a budget when you don't make enough money.

Budgeting When You’re Behind on Bills: A Survival Guide

February 9, 2023
Budget Guides

Are you feeling overwhelmed by mounting bills and a tight budget? You're not alone. According to a recent survey, 63% of Americans are living paycheck to paycheck and struggle to make ends View Post

Filed Under: Tagged With: BEHIND ON BILLS, BUDGET, BUDGET GUIDES, BUDGET TIPS, DEBT

Discover four money-saving tips to help you stay on budget, reduce food waste, and never overspend at the grocery store again. Try these strategies today!

4 Simple Tricks to Stick to Your Grocery Budget

January 12, 2023
Budget Tips

Are you tired of overspending at the grocery store and watching your hard-earned money go to waste?  With the rising cost of groceries, it's becoming increasingly difficult to stick to a budget. In View Post

Filed Under: Tagged With: BUDGET, BUDGET TIPS, FOOD, FOOD BUDGET, GROCERY BUDGET, SAVE MONEY, SAVING

There is no greater joy than giving gifts to your children, but gift-giving can easily be a budget buster. Here’s how to keep expectations in check.

6 Strategies to Set Realistic Expectations for Christmas Gifts

August 25, 2022
Family & Money

It’s no secret that the holidays are one of the most stressful times of the year. From preparing for holiday parties to dealing with bustling airports, it’s no wonder that 1 in 3 Americans experience View Post

Filed Under: Tagged With: BUDGET, GIFT BUDGET, HOLIDAYS, SAVE MORE

As nerve wracking as this time can be, remember that moving away from home is also a time of opportunity and growth, even in your financial life!

How to Budget When Moving Out for the First Time

May 12, 2022
Budget Tips

It happens for all of us: at some point, it’s time to leave the nest.  Whether you’re moving off to college or moving into an apartment to begin your career, moving away from home for the first View Post

Filed Under: Tagged With: BUDGET, MOVE, MOVING BUDGET, MOVING OUT BUDGET

There’s a reason financial advisors repeat the same mantras; it’s because they see people falling into the same financial traps. Here’s what you should know.

The Lifestyle Inflation Trap — And How to Avoid It

May 6, 2021
Budget Tips

“It won’t happen to me.” How many of us have thought those words to ourselves, especially when receiving financial advice? There’s a reason financial advisors repeat the same mantras over and over View Post

Filed Under: Tagged With: BUDGET, BUDGET TIPS, LIFESTYLE INFLATION

Have you been wanting to plan a vacation but are worried you can’t afford it? Learn five steps to budget for your next trip.

5 Steps to Budget for Your Next Vacation

April 22, 2021
SAVE MORE

  After spending the majority of your time at home for over a year, you’re probably more than ready to take a vacation. But let’s face it -- taking a vacation can get pretty pricey. The View Post

Filed Under: Tagged With: BUDGET, BUDGET TIPS, VACATION, VACATION BUDGET, VACATION SAVINGS

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Back on March 1st, I did an Instagram Live all about closing out your budget.

This step and my "Where Did My Money Go?" Worksheets are the two things I get the MOST questions about.

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars.

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp
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  • Budgeting When You’re Behind on Bills: A Survival Guide

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