How I went from having a pile of credit card debt to becoming a successful budgeting enthusiast.
Before there was a successful finance blog. Before the life-changing budget and fully funded emergency savings account...there was a "broke rich" girl.
Spending money on things that didn't matter.
Desperately trying to fit in.
Not knowing how she was going to keep up with the minimum payments or put food on the table.
Hair, Nails, Clothes & the Pursuit of Perfection...
I didn't always have this whole money thing figured out.
Before graduating college with a finance degree, I struggled with self-confidence. I spent money on things that I thought would make me feel better, and they did, but it wasn't long before I was back in the mall shopping for my next outfit.
The shift from wanting "to be perfect" to the woman and mom I am now was anything but "glamorous."
When I finally did get serious about tackling my finances, I was plagued with self-doubt, botched budgets, and a battering sense of never being able to reach my goals.
After having my son, and spending month after month trying to keep up with the minimum payments on my credit cards.....
...I quickly realized:
"This is not the life I want to live"
I discoverd that a life of abundance is not about how much you have but how you live.
That there is something more important than money.
I realized that I actually like budgeting. Uh, I know! But sticking to a budget and learning how to save money forces me to appreciate what I already have, and it's surprisingly satisfying.
I learned that my real self is more important than my ideal self. Learning to accept who you are as a person and what you stand for is something that money can never buy.
When I finally doubled down and got serious about tackling my money issues, I learned:
- How to create a realistic budget that worked for my own life, rather than downloading a default template from the internet.
- How to save money without thinking about it.
- How to create a debt payoff plan that allowed me to make real progress.
- How to effectively prioritize my money, so I no longer spent money on things that didn't matter.
And after I figured out all of that....
I discovered that I wanted to help as many women as possible find the same success & peace that I had found.
And best of all...
I've had the chance of helping thousands of women and moms just like you sidestep hours of struggle and create an actionable plan for their money.
Over the years, I developed a reputation for teaching people how to turn steps into action.
To stop thinking and start doing.
I go into the serious details that give you the confidence to take the first step and build a life you love on a budget you can afford without the hard-to-swallow financial lingo and boring overwhelm.
I've shown women not only how to build and maintain a family budget but how to do it, so it ACTUALLY WORKS!
I'm able to do this because I've been there.
And because I teach what I know.
I know what it's like to have that gut-wrenching feeling in the pit of your stomach when you've spent money on something you shouldn't have.
The feeling of hopelessness when you realize that your paycheck just isn't enough.
Seeing your kid(s) wondering when life is going to get easier.
I give you all of the information and resources that I have as an Accredited Financial Counselor®, so you can stop worrying and start doing.
If you are where I once was, or like what you are reading and want to start taking action right away, check out one of my "how-to" budgeting articles.
Ready to say "NO MORE" and create a REAL plan for your money?
Start by diving into my Budget Crush Workbook where I show you how to create a simple budget in 4 easy steps.
INDUSTRY LOVE (A FEW PLACES I HAVE BEEN FEATURED)