Hi there! I’m Kumiko, or just call me Miko.

I was tired of living paycheck to paycheck and feeling hopeless. So I paid off $7,500 in credit card debt and became an Accredited Financial Counselor®

I created The Budget Mom to share my knowledge and to keep me accountable as I strive to live a life I love on a budget that I can afford.

Here you will find tips for saving more, spending less, and some ideas on how to make life a little bit easier.

You can learn more about my personal story and what TBM is all about HERE.


Sale going on now. Save 10%

Right now save 10% on the all-new stripe version of the 2018 Live Rich Planner, plus save money on many of our other sale items in the TBM shop. It's a limited time offer, so don't wait because it won't last long!