It's no fun when we have to rely on credit cards or, worse yet, borrowing money from our families to get to the next paycheck. If you want to have money for take care of emergencies, eat out at restaurants, buy a better car, go on vacations, or save for retirement, you will have to figure out a way to spend less and save more.
Did you know that over 60% of all renters do not have renters insurance? Did you also know that renters insurance is extremely affordable and covers everything from property damage and medical coverage to legal fees and hotel costs? The average renter’s insurance policy is only $15 per month - you can’t afford not to be covered!
While a credit union offers most of the same services as a bank, they vary in rates, fees, technology, and customer service. If you are looking for the safest place for your money or the best place to get a low-interest loan, you need to know the differences between banks and credit unions.