The Budget Mom

Real Women. Real Life. Real Finance

A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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All BUDGETING SAVE MORE FRUGAL LIVING DEBT & CREDIT FINANCE 101
HELOC to Pay Off Debt: Is it a Lifeline or a Trap?
HELOC to Pay Off Debt: Is it a Lifeline or a Trap? Read more
Discover the ins and outs of using a HELOC to pay off debt in our comprehensive guide. Uncover the pros, cons, and smart alternatives. Make an informed choice today!
Budget Tune-Up: Know When to Adjust Your Limits
Budget Tune-Up: Know When to Adjust Your Limits Read more
Discover budget tune-up secrets to revamp your finances! Follow our easy guide to adjust category limits & stay on track for a brighter financial future.
Freeze Your Credit: How It Works and When It’s a Smart Move
Freeze Your Credit: How It Works and When It’s a Smart Move Read more
Protect your finances from identity theft with our comprehensive guide on credit freezing. Learn when it's right for you, how to do it, and more. Take control today!
Bounce Back from Fraud: How to Protect Your Family’s Finances and Move Forward
Bounce Back from Fraud: How to Protect Your Family’s Finances and Move Forward Read more
Learn how to identify, recover, and prevent fraud. Bounce back from fraud and protect your family's finances with our actionable step-by-step guide!
Unlock Hidden Health Insurance Perks: Save Money and Boost Your Family’s Finances
Unlock Hidden Health Insurance Perks: Save Money and Boost Your Family’s Finances Read more
Learn the secrets to understanding your policy, maximizing benefits, and choosing the right plan. Discover hidden health insurance perks to save money today!
Secure Your Family’s Future: Demystifying Wills
Secure Your Family’s Future: Demystifying Wills Read more
Demystify will-making with our action-based guide! Secure your family's future & gain peace of mind. Step-by-step instructions for a lasting legacy. Read now!
Financial Freshness: The Ultimate Spring Cleaning Money Challenge
Financial Freshness: The Ultimate Spring Cleaning Money Challenge Read more
Tackle your finances with our Spring Cleaning Money Challenge! Declutter, save, and revitalize your financial life in just 30 days. Join now – it’s totally free!
What to Do When You Receive a Lump Sum of Money
What to Do When You Receive a Lump Sum of Money Read more
Learn how to make the most of a financial windfall with expert insights. Use these strategic decision-making tips when dealing with a large sum of money.
Why You Should Consider a High Yield Savings Account for Your Emergency Fund
Common Investment Terms You Need to Know
Common Investment Terms You Need to Know Read more
Investing can be overwhelming, but understanding key terms is crucial. This guide covers common investment terms you need to know to make smart decisions.
Saving for the Unexpected: How to Protect Your Family with an Emergency Fund
Saving for the Unexpected: How to Protect Your Family with an Emergency Fund Read more
One of the most important categories in your budget is an emergency fund. Saving for life's unexpected expenses is one of the most important things you can do if you are trying to pay off debt or are living paycheck-to-paycheck. Here is a step-by-step guide on how to create and build an emergency fund that you can actually stick to.
Budgeting When You’re Behind on Bills: A Survival Guide
Budgeting When You’re Behind on Bills: A Survival Guide Read more
Learn how to create a monthly budget, catch up on bills, improve your credit score and regain control of your finances with our practical tips and psychological hacks.
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