If you are considering a debt settlement company to negotiate your debts for you, you need to know the consequences. I recommend handling the negotiation yourself, which can save you time and money. Here is how to negotiate a settlement with your creditors on your own.
Living on your own comes with new expenses, so you must prepare your finances ahead of time. Independence is a fantastic thing, but enjoying that new freedom can be more expensive than you think. Here is how to prepare your budget for moving out.