Are you aware of your “phantom charges”? Did you know you could be spending $100 a year on them? This is just one of the many energy-wasters in your home. Here are some alternative ways you can save on your utility bill!

A good gift doesn’t mean spending more money. Here are thirteen inexpensive gift ideas for everyone on your list.

A realistic view into my $400 per month meal plan! Get every recipe that I used in my July meal plan, my grocery lists, costs, and so much more!

Deciding on the right insurance is complicated. There are so many different types from term to whole to universal. Taking care of your family is the number one priority, but can insurance also be an excellent way to invest? If you’ve heard that universal life insurance can help you make money, here’s what you need to know!

I love the fact that I no longer fall victim to debt for the things my son and I need. By making a plan, being creative, and saving in advance, I’m able to get everything for back-to-school without going over budget or using credit cards. You can too.

Do you spend hundreds of dollars on your utility bill each month? Here are eight ways you can cut costs and save energy at the same time!

Making my decision to buy my dream home with cash was not a purely financial determination. In my mind it would be more expensive to buy versus rent for my unique situation at this specific time. After running the numbers, I followed my heart.

The goal with the Instant Gratification Wish List is to turn the “Instant” into “Anticipated.” You will become a patient spender, and your budget will thank you for it.

Student Loan Forgiveness sounds like a dream for those swimming in debt leftover from college but is student loan forgiveness worth it in the long run?