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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Discover four money-saving tips to help you stay on budget, reduce food waste, and never overspend at the grocery store again. Try these strategies today!

4 Simple Tricks to Stick to Your Grocery Budget

January 12, 2023
Budget Tips

Are you tired of overspending at the grocery store and watching your hard-earned money go to waste?  With the rising cost of groceries, it's becoming increasingly difficult to stick to a budget. In View Post

Filed Under: Tagged With: BUDGET, BUDGET TIPS, FOOD, FOOD BUDGET, GROCERY BUDGET, SAVE MONEY, SAVING

The start of the school year can be an exciting time, but it’s also filled with unexpected costs. Here’s how you can save money with packed lunches!

10 Kids School Lunch Ideas for Under $1 a Day

August 11, 2022
Food & Drink

It’s that time of year again: Summer is ending and school is back in session! The start of the school year can be an exciting time filled with new opportunities, but it’s also filled with View Post

Filed Under: Tagged With: CHEAP EATS, FOOD BUDGET, LUNCH, LUNCH IDEAS, MEAL PREP

If you like saving money, finding new products your family will love, and buying in bulk, then you might want to consider joining a wholesale club.

Sam’s Club vs. Costco: Which Is Best for Your Budget?

June 16, 2022
FRUGAL LIVING

If you like saving money, finding new products your family will love, and buying in bulk, then you’ve probably considered joining a wholesale club such as Costco or Sam’s Club. There are so many View Post

Filed Under: Tagged With: BULK SHOPPING, COSTCO MEMBERSHIP, FOOD BUDGET, GROCERY BUDGET, SAMS CLUB MEMBERSHIP

Like most financial questions, the answer is, “It depends.” Here’s how to weigh the cost, pros, and cons of a warehouse membership for your family.

Is a Membership to Places Like Costco and Sam’s Club Worth It?

May 27, 2021
FRUGAL LIVING

When creating a budget, one of the categories that people evaluate first is their grocery bill.  Are we eating all of our perishable food, or is it going to waste? Can my family eat healthy View Post

Filed Under: Tagged With: BJ'S MEMBERSHIP, BULK SHOPPING, COSTCO MEMBERSHIP, FOOD BUDGET, SAMS CLUB MEMBERSHIP, SAVING TIPS, WAREHOUSE MEMBERSHIP

Saving money on food purchases is essential when facing uncertain times or limited income. Here are some of the ways I am saving money on food costs while safe-at-home.

How I’m Saving Money on Food Costs During Quarantine

June 4, 2020
Cut Expenses

While remaining safe at home during quarantine, you may have noticed that it's easier to save in some areas of your budget, and harder in other areas, like your food budget. I always referred to my View Post

Filed Under: Tagged With: CORONAVIRUS, FOOD BUDGET, MONEY TIPS, SAVING MONEY, SAVING TIPS

Some people swear by brand names, saying generic brands are inferior. Have you ever compared the ingredients? I have; the results might surprise you.

How I Save Money Every Month Buying Generic Brands

October 9, 2019
Food & Drink

When I started budgeting, I discovered I spent $800 a month on food just for me and my son. I know he's a growing boy, but let's face it -- $800 a month for food is a lot of money for the two of us. I View Post

Filed Under: Tagged With: BUDGET TIPS, FOOD BUDGET, GROCERY BUDGET, SAVE MONEY

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Back on March 1st, I did an Instagram Live all about closing out your budget.

This step and my "Where Did My Money Go?" Worksheets are the two things I get the MOST questions about.

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars.

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp
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