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The Budget Mom

Real Women. Real Life. Real Finance

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Learn how to make the most of a financial windfall with expert insights. Use these strategic decision-making tips when dealing with a large sum of money.

What to Do When You Receive a Lump Sum of Money

March 23, 2023
FINANCE 101

Have you ever received a financial windfall and suddenly felt like you hit the jackpot? Whether it's a tax refund, inheritance, large bonuses, or settlements, the influx of cash can be View Post

Filed Under: Tagged With: FINANCE 101, FINANCE TIPS, MONEY TIPS, TAX RETURN

While marriage is about teamwork, there’s something that makes money incredibly sensitive and personal. Here’s how to combine finances in a thoughtful way.

Income Inequality Can Be Between Spouses, Too: Here are 7 Strategies to Handle It

September 8, 2022
Budget Tips

When we hear the phrase “income inequality,” it’s easy to think immediately of the haves and have-nots – or the ginormous, Mars-sized gap between the top 0.01% and the rest of us. But the reality View Post

Filed Under: Tagged With: BUDGET WITH SPOUSE, BUDGETING WITH A PARTNER, COMBINING FINANCES, INCOME DISPARTIY, MONEY TIPS, SPOUSE

Building money confidence will make it easier for you to manage your money and meet your financial goals faster. If you struggle with money confidence, these six steps can help.

How to Improve Your Money Confidence

September 30, 2020
FINANCE 101

  If you’re working on improving your financial situation, it’s pretty common to struggle with your money confidence. Many people feel embarrassed about previous financial mistakes and View Post

Filed Under: Tagged With: BUDGET TIPS, MONEY CONFIDENCE, MONEY TIPS

Saving money on food purchases is essential when facing uncertain times or limited income. Here are some of the ways I am saving money on food costs while safe-at-home.

How I’m Saving Money on Food Costs During Quarantine

June 4, 2020
Cut Expenses

While remaining safe at home during quarantine, you may have noticed that it's easier to save in some areas of your budget, and harder in other areas, like your food budget. I always referred to my View Post

Filed Under: Tagged With: CORONAVIRUS, FOOD BUDGET, MONEY TIPS, SAVING MONEY, SAVING TIPS

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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