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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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With a sinking fund, you are being intentional about setting aside money every single paycheck (or every single month) to be able to pay for these expenses.

Sinking Funds 101: What Are They? And How Do You Start One?

March 24, 2022
SAVE MORE

Imagine this: it’s time for your annual family vacation.  Maybe it’s a yearly trip to the beach. Or perhaps your family heads out west once a year for skiing and snowboarding. In fact, it View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: SAVING MONEY, SAVING TIPS, SINKING FUNDS

Black Friday is a great opportunity to save money on your Christmas shopping, but you need to go into it with a plan. Here are seven ways you can save money Black Friday shopping.

7 Ways to Save Money Black Friday Shopping

October 21, 2021
FRUGAL LIVING

October is quickly drawing to a close, which means Black Friday is right around the corner. You’re probably already seeing ads for Black Friday deals as you browse different sites online. And this View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: BLACK FRIDAY, BUDGET TIPS, HOLIDAY SPENDING, SAVING TIPS

Looking for some budget-friendly ways you can improve your self-care routine? Learn six ways you can prioritize self-care without breaking the bank.

How to Improve Your Self-Care Without Breaking the Bank

July 8, 2021
FRUGAL LIVING

You probably already know how important self-care is to your health and mental well-being. But according to one poll, 35% of people don’t prioritize self-care because they believe it’s only an option View Post

Filed Under: FRUGAL LIVING Tagged With: SAVE MORE, SAVING TIPS, SELF CARE

Having a baby is an exciting milestone! It’s a flurry of emotions. And it’s also expensive. Here’s what expectant mothers should consider when budgeting for a baby.

Baby Budget: How to Plan Financially When You Are Expecting

June 3, 2021
FINANCE 101

Having a baby is an exciting milestone! It’s a flurry of emotions. And it’s also expensive. Finances might be the last thing on your mind when you’re an expectant mother. After all, taking View Post

Filed Under: FINANCE 101, Financial Planning Tagged With: BABY BUDGET, BABY SAVINGS, BUDGET TIPS, SAVING TIPS

Like most financial questions, the answer is, “It depends.” Here’s how to weigh the cost, pros, and cons of a warehouse membership for your family.

Is a Membership to Places Like Costco and Sam’s Club Worth It?

May 27, 2021
FRUGAL LIVING

When creating a budget, one of the categories that people evaluate first is their grocery bill.  Are we eating all of our perishable food, or is it going to waste? Can my family eat healthy View Post

Filed Under: FRUGAL LIVING Tagged With: BJ'S MEMBERSHIP, BULK SHOPPING, COSTCO MEMBERSHIP, FOOD BUDGET, SAMS CLUB MEMBERSHIP, SAVING TIPS, WAREHOUSE MEMBERSHIP

It’s no secret that the cost of college is continuing to rise. So how much should families save for higher education? Let’s do a deep dive.

How Much Should I Save for My Child’s College Education?

March 3, 2021
FINANCE 101

It’s no secret that the cost of higher education is continuing to rise. According to Education Data’s research, the average cost of college tuition in the U.S. is $35,720 per student per year.  As View Post

Filed Under: FINANCE 101, Financial Planning Tagged With: CHILD, COLLEGE, COLLEGE SAVINGS, EDUCATION, SAVING TIPS

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Ryen & I are talking about our June 2022 budget numbers! Not only do we show where our dollars went, but we also discuss if we stuck to our budget limits.

In this video, we are going over some heavy spending I had in June (thank you, sinking funds!) and Ryen gives an update on her debt payoff timeline. 

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars. Today, I am going to show you how to extract all of the vital information from your expense trackers using the "Where Did My Money Go?" Worksheets.

CHAPTERS:
00:00 Introduction
09:57 Miko's Budget Category Breakdown
12:46 Miko's Investment & Savings Breakdown
14:21 Miko's Spending Comparison to May 2022
15:10 Ryen's Budget Category Breakdown
17:18 Ryen's Debt & Savings Breakdown
18:22 Ryen's  Spending Comparison to May 2022
19:08 Conclusion


➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
JUNE 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
YouTube Video UCqP6K5GNGvQXSI10xNIAkxA_QFxVLJaDXUw
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