The Budget Mom

Real Women. Real Life. Real Finance

A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

FINANCE 101

Saving for retirement, investing, and financial planning are all important pieces to your overall financial picture. Read about retirement tips, such as saving and strategies. Find helpful information about investing and tips to make sure you have the brightest financial future possible.

What to Do When You Receive a Lump Sum of Money

Common Investment Terms You Need to Know

The Secret to Personal Finance I Never Learned About in Business School

9 Things People in Their 50s Can Do to Prepare for Retirement

What Does It Mean When the Fed Raises Interest Rates?

New Year, New Budget: How to Get Your Finances in Order for 2023

What to Do When You Receive a Lump Sum of Money
What to Do When You Receive a Lump Sum of Money Read more
Learn how to make the most of a financial windfall with expert insights. Use these strategic decision-making tips when dealing with a large sum of money.
Common Investment Terms You Need to Know
Common Investment Terms You Need to Know Read more
Investing can be overwhelming, but understanding key terms is crucial. This guide covers common investment terms you need to know to make smart decisions.
Budgeting When You’re Behind on Bills: A Survival Guide
Budgeting When You’re Behind on Bills: A Survival Guide Read more
Learn how to create a monthly budget, catch up on bills, improve your credit score and regain control of your finances with our practical tips and psychological hacks.
9 Things People in Their 50s Can Do to Prepare for Retirement
9 Things People in Their 50s Can Do to Prepare for Retirement Read more
Don't let retirement sneak up on you. If you're in your 50s, use these 9 tips to start preparing for the future now to make the transition smooth and enjoyable!
How to Set Financial Resolutions And Achieve Them in 2023
How to Set Financial Resolutions And Achieve Them in 2023 Read more
Happy New Year! Now that we’re recovered and rested from the holidays, it’s time to make your financial resolutions a reality. Let’s get started!
New Year, New Budget: How to Get Your Finances in Order for 2023
New Year, New Budget: How to Get Your Finances in Order for 2023 Read more
Even if you feel like you’re stuck in a financial rut, there’s something about the New Year that seems energetic and filled with momentum! Here’s what to know.
Self Employed? How to Plan Your Own Retirement
Self Employed? How to Plan Your Own Retirement Read more
Your final goal will differ, but these are guide posts of where to begin. You’ll still have to think about your own unique lifestyle needs and personal circumstances.
What Are the Costs of Caring for Aging, Elderly Parents?
What Are the Costs of Caring for Aging, Elderly Parents? Read more
Caring for aging, elderly parents is challenging in more ways than one. First, there’s the emotional impact of seeing your childhood heroes growing old and frail.
Should I Take Out a Personal Loan to Pay off Credit Card Debt?
Should I Take Out a Personal Loan to Pay off Credit Card Debt? Read more
Remember, personal finance is, well, personal. This means that there are a lot of factors to consider before deciding whether a personal loan is right for you.
What to Do When Your Credit Card Company Sues You
What to Do When Your Credit Card Company Sues You Read more
But what happens if things have already gotten beyond that point? What happens if you’ve missed multiple payments? Here are the next steps to take.
How Much Money Do You Need to Save for Retirement?
How Much Money Do You Need to Save for Retirement? Read more
One of the reasons I like the 25X rule is because it starts from a budgeting perspective. In short, you want to save 25 times your annual retirement needs.
Are Savings Bonds a Good Investment Option?
Are Savings Bonds a Good Investment Option? Read more
There are many investment options available, but choosing exactly what to invest in can feel overwhelming. Here’s what you should know about savings bonds.
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