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The Budget Mom

Real Women. Real Life. Real Finance

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Saving money isn’t doesn't have to mean FOMO. In fact, strategic saving usually leads to the opposite. Here’s how to make the most of your budget.

Sinking Funds vs. Cash Flow: What’s Right for Your Budget?

May 5, 2022
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Saving money is important, but sometimes it feels impossible to save anything without feeling FOMO (fear of missing out) and like we're depriving ourselves. How do you balance saving money with living View Post

Filed Under: Tagged With: CASH FLOW, SAVING MONEY, SAVINGS GOALS, SAVINGS TIPS, SINKING FUNDS

With a sinking fund, you are being intentional about setting aside money every single paycheck (or every single month) to be able to pay for these expenses.

Sinking Funds 101: What Are They? And How Do You Start One?

March 24, 2022
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Imagine this: it’s time for your annual family vacation.  Maybe it’s a yearly trip to the beach. Or perhaps your family heads out west once a year for skiing and snowboarding. In fact, it View Post

Filed Under: Tagged With: SAVING MONEY, SAVING TIPS, SINKING FUNDS

Sinking funds allow you the freedom to add some fun to your budget. Save a little every month to use at a later date without the feeling of regret or worry.

Sinking Funds – What Are They & How to Use Them

October 22, 2018
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Let's imagine for a second that tomorrow your washer machine breaks. Laundry is piling up, and your anxiety is building wondering how you are going to get caught up. How do you plan on paying for a View Post

Filed Under: Tagged With: BUDGET, Featured, SAVE, SAVING, SAVING MONEY, SAVING TIPS, SINKING FUNDS

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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