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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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Wouldn’t it be great to have the Easter Bunny pay for your holiday activities? Until that happens, here are tips to celebrate Easter without breaking the bank!

9 Eggs-cellent Ways to Rock Your Easter Budget

April 14, 2022
FRUGAL LIVING

There’s been a lot of talk lately about inflation, but hardly anyone is talking about inflation’s toll on how we celebrate holidays like Easter.  Sure, we know to brace for higher costs at the pump View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: EASTER, HOLIDAY, SAVE MONEY

Buying seasonal produce is one of the best ways to save money on your grocery bill. Learn how to shop for seasonal produce month by month.

How To Save Money on Fruits & Vegetables: A Month-by-Month Guide

June 21, 2021
Food & Drink

Whether I’m shopping at the grocery store or my local farmer’s market, I’m always on the lookout for the best deals on fruits and vegetables. I’m not a vegetarian, but I tend to make many meatless View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: FOOD, PRINTABLE, SAVE MONEY

If you're like most, you struggle to keep your grocery budget in line. Before you head to the grocery store, use these seven tips to cut back on your spending.

7 Ways to Save at the Grocery Store

June 17, 2021
Cut Expenses

In the U.S., food is the third-largest expense for most people, and the number is steadily rising every year. The average person spends $8,169 per year on food. And the figure likely increased during View Post

Filed Under: Cut Expenses, SAVE MORE Tagged With: FOOD SPENDING, GROCERY, GROCERY BUDGET, SAVE MONEY, SAVINGS TIPS

If you’re looking for ways to save, buying second-hand items might be a good idea. These 17 things are better to buy used instead of new.

17 Things That Are Better to Buy Used Instead of New

January 27, 2021
SAVE MORE

If you’re looking to cut back on your expenses, one of the easiest ways to do it is to buy more second-hand items. And for certain items, it just doesn’t make sense to pay full price because the View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: BUY USED, BUYING USED, SAVE, SAVE MONEY, SAVE MORE, SECOND HAND, THRIFTING

Having an emergency fund is crucial on your financial journey and in life. But, is the $1,000 emergency fund enough to protect your family or should you have more?

Your Emergency Fund: Is $1,000 Really Enough?

March 17, 2020
SAVE MORE

After I had my son, I considered all of life’s potential twists and turns. It became clear to me that I would never feel 100% comfortable with only $1,000 in my emergency savings. With the challenges View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: EMERGENCY FUND, EMERGENCY SAVINGS, SAVE MONEY, SAVING GOALS, SAVING TIPS

Whatever your financial goal, you can reach it faster when you find ways to reduce your spending. Check out 4 smart tips you can use to lower your cell phone bill.

4 Tips to Lower Your Cell Phone Bill

February 10, 2020
Cut Expenses

If you want your financial life to improve, you have to be willing to stretch yourself in ways you never have before. Are you trying to get out of debt? Do you want to save money for an emergency View Post

Filed Under: Cut Expenses, SAVE MORE Tagged With: BILLS, CELL PHONE, CUT EXPENSES, NEGOTIATE LOWER BILLS, SAVE MONEY

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Ryen & I are talking about our June 2022 budget numbers! Not only do we show where our dollars went, but we also discuss if we stuck to our budget limits.

In this video, we are going over some heavy spending I had in June (thank you, sinking funds!) and Ryen gives an update on her debt payoff timeline. 

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars. Today, I am going to show you how to extract all of the vital information from your expense trackers using the "Where Did My Money Go?" Worksheets.

CHAPTERS:
00:00 Introduction
09:57 Miko's Budget Category Breakdown
12:46 Miko's Investment & Savings Breakdown
14:21 Miko's Spending Comparison to May 2022
15:10 Ryen's Budget Category Breakdown
17:18 Ryen's Debt & Savings Breakdown
18:22 Ryen's  Spending Comparison to May 2022
19:08 Conclusion


➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
JUNE 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
YouTube Video UCqP6K5GNGvQXSI10xNIAkxA_QFxVLJaDXUw
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