November 2019 will have five Fridays, which might lead to an extra payday for you. How do you plan for an extra paycheck? Do you plan for the extra pay? It is easy to fall into the trap that because View Post
How to Use a Budget Calendar
Creating and using a budget calendar is the second step in my budgeting process. I can't create a realistic budget without it! Appointments, school functions, special occasions, travel dates, family View Post
My 15-Minute Budgeting Routine
If you don't have a system already in place, finding time to work on your budget and finances might seem like an impossible task.As most of you know, I am a detail & organization nazi, and View Post
My Favorite Office Supplies for My Budget and Finances
Are you finally ready to organize your finances and budget, and have fun while you are doing it?One of the reasons people give up on their money is because they don't have an organized system. View Post
How to Use the Cash Envelope Method Without Cash
As most of you know, the cash envelope method is my favorite budgeting method. Not only has it helped me pay off more than $30,000 of credit card debt, but it also helps me control my spending so I View Post
Should You Budget Your Money Using Percentages?
One topic I'm frequently asked about by readers is "percentage budgeting."There are a lot of articles out there that give you a very clear outline of where you should be spending your money, and View Post