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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Learn how to turn a personal financial crisis into a temporary setback that you can overcome. The chances of something happening that is beyond your control is high, and it could be expensive. Learn what you can do now to prepare your finances.

How to Prepare for the Next Financial Crisis

July 8, 2020
FINANCE 101

As the coronavirus continues to wreak havoc on people's budgets, income, financial stability, and the economy, many people are forced to look at their finances with new eyes. The truth is, the odds View Post

Filed Under: Tagged With: BUDGET TIPS, CORONAVIRUS, EMERGENCY SAVINGS

Saving money on food purchases is essential when facing uncertain times or limited income. Here are some of the ways I am saving money on food costs while safe-at-home.

How I’m Saving Money on Food Costs During Quarantine

June 4, 2020
Cut Expenses

While remaining safe at home during quarantine, you may have noticed that it's easier to save in some areas of your budget, and harder in other areas, like your food budget. I always referred to my View Post

Filed Under: Tagged With: CORONAVIRUS, FOOD BUDGET, MONEY TIPS, SAVING MONEY, SAVING TIPS

Is the Coronavirus crisis making it hard to keep up with your bills? Learn the steps you can take to gain more control over your financial situation.

What to Do if You Can’t Afford to Pay Your Bills

May 14, 2020
Budget Tips

Many people are struggling financially, thanks to the Coronavirus pandemic. Even if you’re fortunate enough to be in good health, your life may be affected in other ways — especially where money is View Post

Filed Under: Tagged With: BILLS, CORONAVIRUS, EMERGENCY SAVINGS, NEGOTIATE LOWER BILLS, REDUCED INCOME

These 10 fun websites for kids will keep them engaged and entertained for hours.

10 Activity Websites for Kids

April 22, 2020
Kids & Money

If you have kids, it can be difficult trying to keep them occupied sometimes. Fortunately, we have plenty of fun websites geared toward keeping children entertained and engaged. From the fun and View Post

Filed Under: Tagged With: CORONAVIRUS, KID ACTIVITY, KID FRIENDLY, KIDS, SAFE AT HOME

10 Websites That Make Learning At Home Fun

April 1, 2020
Kids & Money

Fortunately for us, we are extremely lucky to live in a time where children can learn even when they're not in the classroom. If needed, we can incorporate technology to educate our children. Because View Post

Filed Under: Tagged With: CORONAVIRUS, LEARNING, ONLINE LEARNING

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to budgets@thebudgetmom.com.

Today, we are looking at TBM Family member Christina's information. Christina and her husband are on a debt payoff journey and feel like they are not making the progress they should be. For the first time, I am showing how to use a debt reduction calculator to show how your decisions affect your debt journey.

Trust me, if you have debt, you don't want to miss this video!

CHAPTERS:
00:00 Introduction
03:07 Why & Personal Story
06:04 Income 
07:55 Fixed Expenses
09:15 Variable Expenses
10:30 Debt
12:52 Savings Goals
14:26 Budget By Paycheck Method
21:01 Debt Payoff Scenarios & Visuals
32:28 My Recommendations

➡️ DEBT REDUCTION CALCULATOR: https://bit.ly/3ZqqiNO
➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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