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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

A wedding is a stressful event for many people because they overextend themselves financially. Learn the six steps you can take to plan a wedding you’ll be proud of on a budget you can afford.

Wedding Budget 101: Plan for Your Big Day Without Breaking the Bank

October 8, 2020
Budget Tips

  Your wedding day is supposed to be one of the best days of your life. And maybe that’s why so many people are willing to bury themselves in debt to make it happen. One survey found that View Post

Filed Under: Tagged With: BUDGET, BUDGET TIPS, SAVING MONEY, WEDDING BUDGET

Moving can be stressful, and you may find it even more stressful to stick to a budget while moving. Here are six tips for sticking to a budget when you're planning your next big move.

6 Steps to Budget for a Big Move

July 16, 2020
Budget Tips

Moving can be stressful for many reasons, including the fact that it can be hard on your budget. It’s hard to anticipate every expense that will come up when you’re planning a big move, and if you View Post

Filed Under: Tagged With: BUDGET, MOVE, MOVING BUDGET, MOVING OUT

Living on your own comes with new expenses, so you must prepare your finances ahead of time. Independence is a fantastic thing, but enjoying that new freedom can be more expensive than you think. Here is how to prepare your budget for moving out.

How to Budget Moving Out for the First Time

February 25, 2020
Budget Tips

Moving into your own place for the first time can be an exciting step in your life. But before you start looking for furniture ideas on Pinterest or picking out the perfect paint color for your walls, View Post

Filed Under: Tagged With: BUDGET, MOVE, MOVING OUT

25 free summer activities the whole family can enjoy. Make the most of summer without deleting your bank account!

25 Things to Do for Free This Summer

November 26, 2019
SAVE MORE

When you are working to get out of debt, this often means making hard decisions and cutting out tickets to see a movie, staying away from restaurants, and eliminating any plans to travel. For that View Post

Filed Under: Tagged With: BUDGET, FAMILY ACTIVITIES, SUMMER

Creating a budget when money is tight is hard, but it isn't impossible. No matter what financial situation you’re in currently, there’s a way to make it better. But improving your finances requires change.

How to Start a Budget When You Live Paycheck to Paycheck

September 18, 2019
Budget Guides

Having a plan for your money is the most important key to reaching your financial goals. Want to pay down your debt? Need to build an emergency fund to draw on when unexpected expenses come up? Maybe View Post

Filed Under: Tagged With: BUDGET, BUDGET TIPS, INCOME, PAYCHECK TO PAYCHECK

A good gift doesn’t mean spending more money. Here are thirteen inexpensive gift ideas for everyone on your list.

13 Creative Budget-Friendly Gift Ideas

August 22, 2019
Holidays & Occasions

I have a love-hate relationship with giving gifts. Don’t you? I mean, on the one hand, it’s so much fun to shop for gifts when you can afford to get just the right thing. On the other hand, it’s no View Post

Filed Under: Tagged With: BUDGET, GIFT IDEAS, GIVING, HOLIDAYS, SAVE MONEY

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to budgets@thebudgetmom.com.

Diane is a single mom who is a Database Administrator for an IT Department at a local college. She lives in Queens, NY, and eventually wants to move to a lower-cost of living area in the future. 

Diane submitted her information because she is struggling to organize and tackle all of her larger short-term goals.

CHAPTERS:
00:00 Introduction
02:15 Why & Personal Story
04:20 Income 
04:37 Fixed Expenses
05:48 Variable Expenses
06:31 Debt
07:53 Savings Goals
10:18 Budget By Paycheck Method
14:51 My Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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