• Home
  • GET THE BOOK
  • Start Here
  • Blog
  • Free Resources
  • Shop TBM
  • Courses

The Budget Mom

Real Women. Real Life. Real Finance

  • Home
  • Products
    • Live Rich Planner
    • Budget By Paycheck
  • Blog
  • FREE RESOURCES
  • COURSES
  • GET THE BOOK
  • Shop TBM

A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

A detailed look into my April 2019 budget. How I budget every dollar and make sure my spending is aligning with my financial goals.

April 2019 Budget Recap

May 4, 2019
Budget Recaps & Overviews

A budget is the most personal thing you will ever create. It’s honestly a reflection of your life, your wants, your goals, and your dreams. Not only that, but your budget can tell you some pretty View Post

Filed Under: Tagged With: BUDGET, BUDGET GUIDES, BUDGET RECAP, BUDGET TIPS, CASH ENVELOPE METHOD

A detailed look into my March 2019 budget. Don't just blindly follow a budget. Understand the reasons behind your financial choices, and look at what your budget is telling you.

March 2019 Budget Recap

April 15, 2019
Budget Recaps & Overviews

A budget is the most personal thing you will ever create. It’s honestly a reflection of your life, your wants, your goals, and your dreams. Not only that, but your budget can tell you some pretty View Post

Filed Under: Tagged With: BUDGET, BUDGET GUIDES, BUDGET RECAP, BUDGET TIPS, CASH ENVELOPE METHOD

A detailed look into my February 2019 budget. Don't just blindly follow a budget. Understand the reasons behind your financial choices, and look at what your budget is telling you.

February 2019 Budget Recap

March 20, 2019
Budget Recaps & Overviews

A budget is the most personal thing you will ever create. It’s honestly a reflection of your life, your wants, your goals, and your dreams. Not only that, but your budget can tell you some pretty View Post

Filed Under: Tagged With: BUDGET, BUDGET GUIDES, BUDGET RECAP, BUDGET TIPS, CASH ENVELOPE METHOD

A detailed look into my January 2019 budget. Don't just blindly follow a budget. Understand the reasons behind your financial choices, and look at what your budget is telling you.

January 2019 Budget Recap

February 6, 2019
Budget Recaps & Overviews

A budget is the most personal thing you will ever create. It’s honestly a reflection of your life, your wants, your goals, and your dreams. Not only that, but your budget can tell you some pretty View Post

Filed Under: Tagged With: BUDGET, BUDGET GUIDES, BUDGET RECAP, BUDGET TIPS, CASH ENVELOPE METHOD

Are you wanting to use the cash envelope method with your spouse but are struggling using an all-cash system with your family? Here is a detailed guide on how to make it work, so everyone is happy!

How to Use the Cash Envelope System with a Spouse

November 14, 2018
Family & Money

Using an all-cash budgeting method can be hard to figure out when you are attempting to use it with two people. Maybe you've read about the cash envelope system and thought that it might work for View Post

Filed Under: Tagged With: BUDGET, BUDGET TIPS, CASH ENVELOPE METHOD, FAMILY BUDGET, SPOUSE

A step-by-step guide on the budgeting process that changed my life. I am a firm believer that this budgeting method can work for anyone, as long as you put in the work and make personal for your own life.

The Budgeting Method That Changed My Life

October 8, 2018
Budget Guides

It can take years for some people to find the right budgeting method that works for them. In fact, the process of finding a system that you can stick to is a lot harder than people think. I created View Post

Filed Under: Tagged With: BUDGET, BUDGET METHOD, BUDGET-BY-PAYCHECK WORKBOOK, CASH ENVELOPE METHOD, PAYCHECK BUDGET

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

Soundstripe Music License Code: WIKRJYHFAEB3H6B3
Load More... Subscribe
Free Resource Library

Recent Posts

  • HELOC to Pay Off Debt: Is it a Lifeline or a Trap?
  • Budget Tune-Up: Know When to Adjust Your Limits
  • Freeze Your Credit: How It Works and When It’s a Smart Move
  • Bounce Back from Fraud: How to Protect Your Family’s Finances and Move Forward
  • Unlock Hidden Health Insurance Perks: Save Money and Boost Your Family’s Finances

Blog Categories

Amazon Associates Disclosure

The Budget Mom, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

  • Cart
  • Shop Policies

Start With My Friday Newsletter

Every Friday I send you a short helpful email with my popular Friday freebie. Join my 500k+ subscribers!

About

  • Home
  • ABOUT TBM
  • Contact
  • Start Here

Important

  • DISCLAIMER
  • PRIVACY POLICY
  • Subscribe

Favorites

  • YouTube
  • Blog
  • Live Rich Planner
  • Budget by Paycheck

Start With My Friday Newsletter

Copyright ©2023, The Budget Mom®
This website contains affiliate links, which means that if you click on a product link, I may receive a commission. This website is a participant in the amazon services llc associates program, an affiliate advertising program where I earn advertising fees by linking to amazon.com.
  • How financially fulfilled are you? Take this 2 minute quiz to get your score!
    Click Here to Start