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The Budget Mom

Real Women. Real Life. Real Finance

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Discover budget tune-up secrets to revamp your finances! Follow our easy guide to adjust category limits & stay on track for a brighter financial future.

Budget Tune-Up: Know When to Adjust Your Limits

May 4, 2023
Budget Tips

Feeling overwhelmed by your budget and not sure where to start?  We've all been there, juggling the many aspects of our financial lives, and sometimes it feels like our budget just isn't working View Post

Filed Under: Tagged With: BUDGET, BUDGET 101, BUDGET CATEGORIES, BUDGET LIMITS, BUDGET TIPS

It’s funny. I graduated with a finance degree, yet knew nothing about personal finance. Although there's no "one-size-fits-all" answer on how to manage your finances, there are things you likely aren't taught about that play a big role in your finances that you can implement today.

The Secret to Personal Finance I Never Learned About in Business School

January 26, 2023
FINANCE 101

It’s funny. I graduated with a finance degree, yet knew nothing about personal finance. Sure, I knew my way around spreadsheets and could maneuver them in my sleep. After all, the backbone of our View Post

Filed Under: Tagged With: BUDGET CATEGORIES, BUDGET ORGANIZATION, BUDGET TIPS, HOW TO BUDGET, PERSONAL FINANCE

When thinking about your WHY, it should be something so important that it lights a fire under you. Your level of passion and dedication to your WHY should leave you feeling emotional.

How to Close Out Your Budget Every Month

December 26, 2018
Budget Guides

You finally put in the work. You managed to track your spending and stick to your budget. So, now what? What do you do with your budget after the month is over, and you're ready to begin a new View Post

Filed Under: Tagged With: BUDGET CATEGORIES, BUDGET GUIDES, BUDGET TIPS, EXPENSE TRACKERS

It's easy to overlook where your money actually goes. Make sure you are including these ten essential items in your budget!

8 Important Things That Are Missing from Your Budget

July 11, 2018
Budgeting Basics

It happens all the time. You are a couple months into your new budget, and then all of sudden you've blown it. You're sitting there wondering where your money went, and how you didn't see this View Post

Filed Under: Tagged With: BUDGET CATEGORIES, BUDGETING

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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