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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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A good gift doesn’t mean spending more money. Here are thirteen inexpensive gift ideas for everyone on your list.

13 Creative Budget-Friendly Gift Ideas

August 22, 2019
Holidays & Occasions

I have a love-hate relationship with giving gifts. Don’t you? I mean, on the one hand, it’s so much fun to shop for gifts when you can afford to get just the right thing. On the other hand, it’s no View Post

Filed Under: Holidays & Occasions Tagged With: BUDGET, GIFT IDEAS, GIVING, HOLIDAYS, SAVE MONEY

Easter clothes can cost you a fortune, and buying gifts for the kids has made Easter the second most expensive holiday of the year! Check out my 10 money-saving ideas that are practical and fun, and will make your kids feel special!

10 Easy Ways to Save Money this Easter

April 11, 2019
FRUGAL LIVING

Easter has become a holiday to rival Christmas. New clothes, wrapped gifts, custom-made baskets, professional portraits...money, money, money! You could easily spend several hundred dollars per View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: EASTER, HOLIDAYS, KIDS, SAVE MONEY

Do you want to create a savings plan that actually works? Here is the exact system that keeps me out of debt and allows me to save cash for the future!

The Savings Strategy That’s Preparing Me for the Future

July 4, 2018
SAVE MORE

If I were to ask you how much you need to save to cover all of your expenses for the new year, would you be able to tell me? Do you know how much you spend on birthdays? How about Christmas? Do you View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: BUDGETING, HOLIDAYS, SAVE MONEY

Are you worried about having enough money for an upcoming holiday or special occasion. Here's how to save for it!

How to Save Money for Upcoming Holidays and Events

June 27, 2018
SAVE MORE

It may be summer, but Christmas will be here before you know it! Between now and then, you might even have some birthdays, weddings, or possibly back-to-school expenses to plan for. So how do you View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: CASH ENVELOPES, HOLIDAYS, OCCASIONS, SAVE MONEY

Financial Resolutions and How to Achieve Them in the New Year

December 18, 2017
FRUGAL LIVING

According to a Fidelity Investments Survey, only 27 percent of respondents indicated they would make a financial resolution for the new year ahead. I don't know about you, but 27 percent seems View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: DEBT, GOALS, HOLIDAYS, NEW YEARS, SAVE MONEY

Impress everyone at your next holiday celebration with these fantastic Vanilla Sugar Cookies. The perfect addition to any cookie tray, these cut-out cookies keep their shape and are easy to decorate!

The Best Cut-Out Vanilla Sugar Cookies

December 4, 2017
Food & Drink

We are only a few short weeks away from the most cookie-crazy holiday of the year, and I'm sure most of you are knee deep in flour, sugar, and butter right now. I know I am. One of my favorite View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: CHRISTMAS, COOKIES, DESSERT, HOLIDAYS

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Ryen & I are talking about our June 2022 budget numbers! Not only do we show where our dollars went, but we also discuss if we stuck to our budget limits.

In this video, we are going over some heavy spending I had in June (thank you, sinking funds!) and Ryen gives an update on her debt payoff timeline. 

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars. Today, I am going to show you how to extract all of the vital information from your expense trackers using the "Where Did My Money Go?" Worksheets.

CHAPTERS:
00:00 Introduction
09:57 Miko's Budget Category Breakdown
12:46 Miko's Investment & Savings Breakdown
14:21 Miko's Spending Comparison to May 2022
15:10 Ryen's Budget Category Breakdown
17:18 Ryen's Debt & Savings Breakdown
18:22 Ryen's  Spending Comparison to May 2022
19:08 Conclusion


➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
JUNE 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
YouTube Video UCqP6K5GNGvQXSI10xNIAkxA_QFxVLJaDXUw
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