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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

How to Set Financial Resolutions And Achieve Them in 2023

December 8, 2022
FRUGAL LIVING

As the new year approaches, many people take the opportunity to reflect on their financial habits and make resolutions to improve them in the coming year. These resolutions can be a great way to set View Post

Filed Under: Tagged With: DEBT, GOALS, HOLIDAYS, NEW YEARS, SAVE MONEY

There is no greater joy than giving gifts to your children, but gift-giving can easily be a budget buster. Here’s how to keep expectations in check.

6 Strategies to Set Realistic Expectations for Christmas Gifts

August 25, 2022
Family & Money

It’s no secret that the holidays are one of the most stressful times of the year. From preparing for holiday parties to dealing with bustling airports, it’s no wonder that 1 in 3 Americans experience View Post

Filed Under: Tagged With: BUDGET, GIFT BUDGET, HOLIDAYS, SAVE MORE

A good gift doesn’t mean spending more money. Here are thirteen inexpensive gift ideas for everyone on your list.

13 Creative Budget-Friendly Gift Ideas

August 22, 2019
Holidays & Occasions

I have a love-hate relationship with giving gifts. Don’t you? I mean, on the one hand, it’s so much fun to shop for gifts when you can afford to get just the right thing. On the other hand, it’s no View Post

Filed Under: Tagged With: BUDGET, GIFT IDEAS, GIVING, HOLIDAYS, SAVE MONEY

Easter clothes can cost you a fortune, and buying gifts for the kids has made Easter the second most expensive holiday of the year! Check out my 10 money-saving ideas that are practical and fun, and will make your kids feel special!

10 Easy Ways to Save Money this Easter

April 11, 2019
FRUGAL LIVING

Easter has become a holiday to rival Christmas. New clothes, wrapped gifts, custom-made baskets, professional portraits...money, money, money! You could easily spend several hundred dollars per View Post

Filed Under: Tagged With: EASTER, HOLIDAYS, KIDS, SAVE MONEY

Do you want to create a savings plan that actually works? Here is the exact system that keeps me out of debt and allows me to save cash for the future!

The Savings Strategy That’s Preparing Me for the Future

July 4, 2018
SAVE MORE

If I were to ask you how much you need to save to cover all of your expenses for the new year, would you be able to tell me? Do you know how much you spend on birthdays? How about Christmas? Do you View Post

Filed Under: Tagged With: BUDGETING, HOLIDAYS, SAVE MONEY

Are you worried about having enough money for an upcoming holiday or special occasion. Here's how to save for it!

How to Save Money for Upcoming Holidays and Events

June 27, 2018
SAVE MORE

It may be summer, but Christmas will be here before you know it! Between now and then, you might even have some birthdays, weddings, or possibly back-to-school expenses to plan for. So how do you View Post

Filed Under: Tagged With: CASH ENVELOPES, HOLIDAYS, OCCASIONS, SAVE MONEY

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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