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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Buying seasonal produce is one of the best ways to save money on your grocery bill. Learn how to shop for seasonal produce month by month.

How To Save Money on Fruits & Vegetables: A Month-by-Month Guide

June 21, 2021
Food & Drink

Whether I’m shopping at the grocery store or my local farmer’s market, I’m always on the lookout for the best deals on fruits and vegetables. I’m not a vegetarian, but I tend to make many meatless View Post

Filed Under: Tagged With: FOOD, PRINTABLE, SAVE MONEY

Simple Holiday Gift Tags Printable

Printable Simple Christmas Gift Tags

November 11, 2017
DIY

  Today, I wanted to share these simple, yet cute, Christmas gift tags that I created. I wanted to add a personal touch to my gift wrapping this year, so I designed these. These tags are View Post

Filed Under: Tagged With: CHRISTMAS, DIY, PRINTABLE

Wish your friends and loved ones a merry Christmas and happy New Year with these Simple Printable Holiday Gift Tags.

Printable Jolly Holiday Gift Tags

November 4, 2017
DIY

Today I'm excited to share these Jolly Christmas Gift Tags with you. With my son in school, he has been asking to hand out more and more gifts to friends. With Christmas coming up, I wanted to do View Post

Filed Under: Tagged With: CHRISTMAS, DIY, PRINTABLE

Today, I am showing you our 2017 Budget-by-Paycheck Binder. Learn how I manage our money on a monthly basis, track our spending, pay off debt, and how we save for important goals. Get the budget printables that I use, and start creating a plan for your money today.

Our 2017 Budget Binder (A Plan for Every Dollar)

December 5, 2016
Budget Guides

This week, I wanted to share something very special with you. In this article, I am going to show you the exact steps that I use to budget our money, and how you can get the same system that I use. If View Post

Filed Under: Tagged With: BUDGET, BUDGET GUIDES, PRINTABLE

The Ultimate Guide to the Cash Envelope System

July 26, 2016
Budget Guides

If you have researched how to budget, then you probably have heard of the cash envelope method. This method is not new and has been around for a very long time. Even though it's been around awhile, View Post

Filed Under: Tagged With: BUDGET, BUDGET GUIDES, ORGANIZE, PRINTABLE, SPENDING

It's time to start living without the burden of debt. Here is a step-by-step guide on how to start paying it off.

How to Create a Plan to Pay Off Debt

June 14, 2016
DEBT & CREDIT

If you want to eliminate debt, blindly making the minimum payment because you don't know where to start is one of the worst things you can do. If you have a large amount of debt, or have many sources View Post

Filed Under: Tagged With: CREDIT CARDS, DEBT, LOANS, MONEY, PRINTABLE

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to budgets@thebudgetmom.com.

Diane is a single mom who is a Database Administrator for an IT Department at a local college. She lives in Queens, NY, and eventually wants to move to a lower-cost of living area in the future. 

Diane submitted her information because she is struggling to organize and tackle all of her larger short-term goals.

CHAPTERS:
00:00 Introduction
02:15 Why & Personal Story
04:20 Income 
04:37 Fixed Expenses
05:48 Variable Expenses
06:31 Debt
07:53 Savings Goals
10:18 Budget By Paycheck Method
14:51 My Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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