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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

I love this blueberry pie recipe! The blueberry filling is thick and amazing. When in doubt, bake a pie! Here is a simple blueberry pie recipe that's easy and delicious. Why make things complicated, when they don't need to be. RECIPE | DESSERT | EASY

Simple Blueberry Pie

September 12, 2017
Food & Drink

One of my favorite things to do during the summer is going to Green Bluff, an association of small family farms and food stands. They always have fresh pick-your-own fruit and great activities for my View Post

Filed Under: Tagged With: DESSERT, LIFE, RECIPES

Own up to the fact that you have debt. Sit down and develop a game plan for paying it off, accept the choices and determine what you are going to do about it.

8 Tips to Protect Your Marriage While Paying off Debt

April 30, 2017
DEBT & CREDIT

This is a guest post from Barbara Delinsky. A successful marriage and debt - Can it go hand in hand? There are instances of ‘Debt’ spoiling a marital relationship. But, is it impossible? No, View Post

Filed Under: Tagged With: DEBT, LIFE, MARRIAGE

Stop pointing an invisible finger. If money is causing tension in your relationship, look at how you're communicating about it.

How to Stop Fighting with Your Spouse About Money

February 26, 2017
Family & Money

Do you keep your finances separate or do you combine them when you get married? Most people ask this question in hopes that what they decide will make their finances easier as a couple. The truth is, View Post

Filed Under: Tagged With: FAMILY, LIFE, MONEY

One of the most painful lessons about life is realizing you don't always get what you want.

The True Cost of Waiting for What You Really Want

January 15, 2017
FINANCE 101

Have you ever woke up in the morning, looked at your to-do list and said to yourself, "I'll just wait to do that tomorrow." If you are the worst kind of procrastinator, it could be costing you more View Post

Filed Under: Tagged With: LIFE, MY STORIES

We are all guilty of a few bad habits. Spending money is probably one of them. Here are 3 bad spending habits that are setting you up for failure and how to avoid them.

3 Spending Habits That Are Setting You up for Failure

December 20, 2016
SAVE MORE

There is always a reason why we save too little and have too much debt. People lose their jobs, the economy takes a nose dive, and getting a raise is almost impossible. What people don't realize is View Post

Filed Under: Tagged With: LIFE, MONEY, SAVE

Nothing beats a nice hot cup of hot chocolate...until now. Enjoy hot chocolate in a bite size. This recipe is a marshmallow-stuffed chocolate drizzled dessert.

Easy Hot Chocolate Marshmallow Bites

December 18, 2016
Food & Drink

One of my favorite things to do during the cold winter months is to curl up on the couch with a nice warm cup of hot chocolate. As it turns out, my 4-year-old son is also a fan of this as well. On View Post

Filed Under: Tagged With: DESSERT, FOOD, LIFE, RECIPES

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to budgets@thebudgetmom.com.

Diane is a single mom who is a Database Administrator for an IT Department at a local college. She lives in Queens, NY, and eventually wants to move to a lower-cost of living area in the future. 

Diane submitted her information because she is struggling to organize and tackle all of her larger short-term goals.

CHAPTERS:
00:00 Introduction
02:15 Why & Personal Story
04:20 Income 
04:37 Fixed Expenses
05:48 Variable Expenses
06:31 Debt
07:53 Savings Goals
10:18 Budget By Paycheck Method
14:51 My Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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