• Home
  • GET THE BOOK
  • Start Here
  • Blog
  • Free Resources
  • Shop TBM
  • Courses

The Budget Mom

Real Women. Real Life. Real Finance

  • Home
  • Products
    • Live Rich Planner
    • Budget By Paycheck
  • Blog
  • FREE RESOURCES
  • COURSES
  • GET THE BOOK
  • Shop TBM

A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

I love this blueberry pie recipe! The blueberry filling is thick and amazing. When in doubt, bake a pie! Here is a simple blueberry pie recipe that's easy and delicious. Why make things complicated, when they don't need to be. RECIPE | DESSERT | EASY

Simple Blueberry Pie

September 12, 2017
Food & Drink

One of my favorite things to do during the summer is going to Green Bluff, an association of small family farms and food stands. They always have fresh pick-your-own fruit and great activities for my View Post

Filed Under: Tagged With: DESSERT, LIFE, RECIPES

Own up to the fact that you have debt. Sit down and develop a game plan for paying it off, accept the choices and determine what you are going to do about it.

8 Tips to Protect Your Marriage While Paying off Debt

April 30, 2017
DEBT & CREDIT

This is a guest post from Barbara Delinsky. A successful marriage and debt - Can it go hand in hand? There are instances of ‘Debt’ spoiling a marital relationship. But, is it impossible? No, View Post

Filed Under: Tagged With: DEBT, LIFE, MARRIAGE

Stop pointing an invisible finger. If money is causing tension in your relationship, look at how you're communicating about it.

How to Stop Fighting with Your Spouse About Money

February 26, 2017
Family & Money

Do you keep your finances separate or do you combine them when you get married? Most people ask this question in hopes that what they decide will make their finances easier as a couple. The truth is, View Post

Filed Under: Tagged With: FAMILY, LIFE, MONEY

One of the most painful lessons about life is realizing you don't always get what you want.

The True Cost of Waiting for What You Really Want

January 15, 2017
FINANCE 101

Have you ever woke up in the morning, looked at your to-do list and said to yourself, "I'll just wait to do that tomorrow." If you are the worst kind of procrastinator, it could be costing you more View Post

Filed Under: Tagged With: LIFE, MY STORIES

We are all guilty of a few bad habits. Spending money is probably one of them. Here are 3 bad spending habits that are setting you up for failure and how to avoid them.

3 Spending Habits That Are Setting You up for Failure

December 20, 2016
SAVE MORE

There is always a reason why we save too little and have too much debt. People lose their jobs, the economy takes a nose dive, and getting a raise is almost impossible. What people don't realize is View Post

Filed Under: Tagged With: LIFE, MONEY, SAVE

Nothing beats a nice hot cup of hot chocolate...until now. Enjoy hot chocolate in a bite size. This recipe is a marshmallow-stuffed chocolate drizzled dessert.

Easy Hot Chocolate Marshmallow Bites

December 18, 2016
Food & Drink

One of my favorite things to do during the cold winter months is to curl up on the couch with a nice warm cup of hot chocolate. As it turns out, my 4-year-old son is also a fan of this as well. On View Post

Filed Under: Tagged With: DESSERT, FOOD, LIFE, RECIPES

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

Soundstripe Music License Code: WIKRJYHFAEB3H6B3
Load More... Subscribe
Free Resource Library

Recent Posts

  • HELOC to Pay Off Debt: Is it a Lifeline or a Trap?
  • Budget Tune-Up: Know When to Adjust Your Limits
  • Freeze Your Credit: How It Works and When It’s a Smart Move
  • Bounce Back from Fraud: How to Protect Your Family’s Finances and Move Forward
  • Unlock Hidden Health Insurance Perks: Save Money and Boost Your Family’s Finances

Blog Categories

Amazon Associates Disclosure

The Budget Mom, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

  • Cart
  • Shop Policies

Start With My Friday Newsletter

Every Friday I send you a short helpful email with my popular Friday freebie. Join my 500k+ subscribers!

About

  • Home
  • ABOUT TBM
  • Contact
  • Start Here

Important

  • DISCLAIMER
  • PRIVACY POLICY
  • Subscribe

Favorites

  • YouTube
  • Blog
  • Live Rich Planner
  • Budget by Paycheck

Start With My Friday Newsletter

Copyright ©2023, The Budget Mom®
This website contains affiliate links, which means that if you click on a product link, I may receive a commission. This website is a participant in the amazon services llc associates program, an affiliate advertising program where I earn advertising fees by linking to amazon.com.
  • How financially fulfilled are you? Take this 2 minute quiz to get your score!
    Click Here to Start