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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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Deciding on the right insurance is complicated. There are so many different types from term to whole to universal. Taking care of your family is the number one priority, but can insurance also be an excellent way to invest? If you’ve heard that universal life insurance can help you make money, here’s what you need to know!

What Is Universal Life Insurance and Is It a Good Investment?

August 8, 2019
FINANCE 101

There are so many choices out there for life insurance, and it’s SO EASY to get sucked into a life insurance policy that isn’t financially smart. I have talked about term and whole life View Post

Filed Under: FINANCE 101, Financial Planning Tagged With: FAMILY, INSURANCE, LIFE INSURANCE

Finding ways to have fun with the family on Easter doesn't have to cost a fortune. Use this free Easter Scavenger Hunt to add some excitement to your Easter Sunday!

Easter Scavenger Hunt – Free Printable

April 13, 2019
FRUGAL LIVING

One of my all-time favorite Holiday activities is my Easter Scavenger Hunt. Finding ways to have fun with the family on Easter doesn't have to cost a fortune. Use this free Easter Scavenger Hunt to View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: EASTER, FAMILY, KIDS, SAVE MONEY, SCAVENGER HUNT

Having trouble getting your spouse to participate in money conversations? Here are some ways to start working as a team on your budget so you can achieve your financial goals.

What to Do When Your Spouse Won’t Participate in a Budget

July 30, 2018
Family & Money

When it comes to your relationship, working together as a team on your finances is critical. There can be real damage to a marriage because of money issues, so it's vital that everyone is on the same View Post

Filed Under: Family & Money, FRUGAL LIVING Tagged With: BUDGET, FAMILY, FINANCE, SPOUSE

Budget-friendly activities to celebrate mom on Mother's Day.

Affordable Family-Friendly Activities for Mother’s Day

March 12, 2018
FRUGAL LIVING

Mother's Day is quickly approaching, and the need to find the perfect gift is becoming a reality. Take a moment to think about the Mom in your life and what she would truly love for Mother's Day. View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: FAMILY, KIDS, MOTHER'S DAY, SAVING TIPS, SPECIAL OCCASION

An in depth interview where I share my tips and advice for cutting expenses and creating a household budget.

The Ins & Outs of Budgeting – My Expert Interview With Green Dot

September 18, 2017
Budget Tips

Recently, Green Dot reached out to me and asked if I would do an expert interview on budgeting. I jumped at the chance to share some knowledge about creating a household budget and cutting View Post

Filed Under: Budget Tips, BUDGETING Tagged With: BUDGET TIPS, CUT COSTS, FAMILY, FRUGAL, INTERVIEW, MONEY

As a single parent, you can face unique challenges that can feel overwhelming, and money management is no exception. Here are six tips you can use to stay on top of your finances.

6 Financial Planning Tips for Single Parents

August 15, 2017
FINANCE 101

Budgeting and financial planning are a challenge for many people regardless of their marital or income statuses. As a single mother, however, you simply have no room to make mistakes. You have small View Post

Filed Under: FINANCE 101, Financial Planning Tagged With: FAMILY, FINANCE, PARENTING ADVICE

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

It's time for another Real Life Budget. We asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

In this video, I will be showing the real numbers from a reader, Ghofrane. She is a digital marketer and currently lives at home with her mom in Belgium. She is wanting to save enough money and be financially prepared to move out for the first time. For this Real Life Budget, I am breaking down the steps I would take to prepare for that expense! This is also the first Real Life Budget we have shown in Euros.

CHAPTERS:
00:00 Introduction
01:46 WHY & Story
03:53 Income & Pay Schedule
04:19 Fixed Expenses
04:46 Variable Expenses
05:35 Debt Picture
05:46 Savings Goals
06:31 BBP Method
09:04 How to prepare yourself for moving out (mock budget)
13:43 Conclusion

➡️ TRACKING YOUR SPENDING USING THE HIGHLIGHTER METHOD: https://bit.ly/3hZ752b
➡️ GET THE BUDGET BY PAYCHECK WORKBOOK: https://bit.ly/3J7qytp
➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
BBP REAL LIFE BUDGET | Belgium + Moving Out Budget
YouTube Video UCqP6K5GNGvQXSI10xNIAkxA_nDiV_AphoO8
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Recent Posts

  • 14 Budget Friendly (But Fun) Things to Do This Summer: 2022 Edition
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  • How to Budget When Moving Out for the First Time
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  • What Is Considered Financial Abuse and What Are the Signs?

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