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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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If you’re looking for ways to save, buying second-hand items might be a good idea. These 17 things are better to buy used instead of new.

17 Things That Are Better to Buy Used Instead of New

January 27, 2021
SAVE MORE

If you’re looking to cut back on your expenses, one of the easiest ways to do it is to buy more second-hand items. And for certain items, it just doesn’t make sense to pay full price because the View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: BUY USED, BUYING USED, SAVE, SAVE MONEY, SAVE MORE, SECOND HAND, THRIFTING

Saving money seems like less of a priority when you are working with little income. The truth is, it needs to be a priority. Start by completing one of these saving challenges today!

4 Money Saving Challenges for Small Budgets

July 30, 2020
SAVE MORE

Have you ever started a savings challenge, only to get to week 5 and realize you don't have enough "left-over" money to continue the challenge? Nothing is more frustrating to me than starting View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: MONEY, SAVE, SAVING GOALS, SAVING MONEY, SAVING TIPS, SAVINGS CHALLENGES

Don’t you hate it when you shop online and can’t find a valid coupon code? Let the Honey browser extension do it for you.

How to Save Money with Honey Browser Extension

January 23, 2020
SAVE MORE

Online shopping can be a lifesaver for your hectic schedule, but it can be hard to know if you’re getting the best price. Researching promo codes is frustrating, time-consuming, and the discounts View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: HONEY, SAVE, SAVE MONEY, SAVING TIPS

Alternative Ways to Save Money on Your Utility Bill

Alternative Ways to Save Money on Your Utility Bill

September 12, 2019
Cut Expenses

In the last blog post, we talked about some simple ways to save real money on your electric bill. Small steps I used to think were nothing but a hassle turned out to have big savings! Just taking a View Post

Filed Under: Cut Expenses, SAVE MORE Tagged With: ENERGY COSTS, SAVE, SAVE MONEY, UTILITY BILL

Sinking funds allow you the freedom to add some fun to your budget. Save a little every month to use at a later date without the feeling of regret or worry.

Sinking Funds – What Are They & How to Use Them

October 22, 2018
SAVE MORE

Let's imagine for a second that tomorrow your washer machine breaks. Laundry is piling up, and your anxiety is building wondering how you are going to get caught up. How do you plan on paying for a View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: BUDGET, Featured, SAVE, SAVING, SAVING MONEY, SAVING TIPS, SINKING FUNDS

If you are looking for a fitness subscription service that is affordable and convenient, then Ellie is for you! October's box is a hiker's dream! Perfect for Fall adventures!

How I Save Money on Fall Activewear – My Review of the October Ellie Box

October 31, 2017
SAVE MORE

If I could name only one thing as my favorite Fall activity, it would be hiking. The colored landscapes and cooler weather make hiking my go-to activity when I need some alone time or just want to get View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: ELLIE, FITNESS, REVIEW, SAVE

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

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