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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

One of the most important categories in your budget is an emergency fund. Saving for life's unexpected expenses is one of the most important things you can do if you are trying to pay off debt or are living paycheck-to-paycheck. Here is a step-by-step guide on how to create and build an emergency fund that you can actually stick to.

Saving for the Unexpected: How to Protect Your Family with an Emergency Fund

February 23, 2023
SAVE MORE

Are you tired of constantly feeling stressed and worried about unexpected events in your life? Do you struggle to make ends meet because of unexpected bills or expenses?  If so, it's time to start View Post

Filed Under: Tagged With: EMERGENCY FUND, EMERGENCY SAVINGS, MONEY, SAVE, SAVING

Saving money seems like less of a priority when you are working with little income. The truth is, it needs to be a priority. Start by completing one of these saving challenges today!

4 Money Saving Challenges for Small Budgets

July 30, 2020
SAVE MORE

Have you ever started a savings challenge, only to get to week 5 and realize you don't have enough "left-over" money to continue the challenge? Nothing is more frustrating to me than starting View Post

Filed Under: Tagged With: MONEY, SAVE, SAVING GOALS, SAVING MONEY, SAVING TIPS, SAVINGS CHALLENGES

Your budget will only work if you keep it updated and relevant. Stop using the same old budget every month. Use this detailed guide to learn how to create a new working monthly budget without a lot of effort.

How to Create a New Budget Every Month: A Detailed Step-by-Step Guide

January 8, 2018
Budget Guides

One of the questions I get asked a lot is, "How often should I be updating my budget?" The simple answer, often. One of the issues with creating a budget is that it's not a set it and forget it View Post

Filed Under: Tagged With: BUDGET, GUIDE, MONEY

If you set up automatic payments, make sure always have enough money in your account to cover the amount. Here's how to set up auto-pay without racking up overdraft fees.

How to Use Automatic Payments Without Racking up Overdraft Fees

October 3, 2017
Budget Tips

A big questions you might be asking yourself is, "should I pay my bills automatically?" The answer might surprise you. Setting up automatic payments or debits from your checking account might seem View Post

Filed Under: Tagged With: AUTO-PAY, BUDGET TIPS, MONEY, OVERDRAFT FEES

An in depth interview where I share my tips and advice for cutting expenses and creating a household budget.

The Ins & Outs of Budgeting – My Expert Interview With Green Dot

September 18, 2017
Budget Tips

Recently, Green Dot reached out to me and asked if I would do an expert interview on budgeting. I jumped at the chance to share some knowledge about creating a household budget and cutting View Post

Filed Under: Tagged With: BUDGET TIPS, CUT COSTS, FAMILY, FRUGAL, INTERVIEW, MONEY

They may seem like good decisions at the time, but they could haunt you for the rest of your life.

4 Money Decisions You Will Regret Later

June 11, 2017
FINANCE 101

Editorial Disclosure

Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.

Have you ever made a decision, one that seemed like a good idea at the time, only to feel awful about it later? I think we all make these types of decisions in life. After all, it's these kind of View Post

Filed Under: Tagged With: MONEY, SPENDING, STUDENT LOANS

User Generated Content Disclosure

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Back on March 1st, I did an Instagram Live all about closing out your budget.

This step and my "Where Did My Money Go?" Worksheets are the two things I get the MOST questions about.

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars.

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp
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