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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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Just because someone has a large house, luxury vehicle, and brand name clothes, that doesn’t mean that they don’t have money worries.

What It Means to be “Cash Poor” and How to Avoid It

December 10, 2020
FINANCE 101

Just because someone has a large house, luxury vehicle, and brand name clothes, doesn’t mean they don’t have money worries. It sounds like it shouldn’t happen. If someone has plenty of material View Post

Filed Under: FINANCE 101 Tagged With: BUDGET TIPS, CASH POOR, FRUGAL, FRUGAL LIVING

7 Budget-Friendly Staycation Ideas

November 5, 2020
FRUGAL LIVING

  For most people, life has slowed down significantly in 2020. We’re all spending more time at home than ever, and travel is pretty much non-existent as we try to stop the spread of View Post

Filed Under: FRUGAL LIVING, Frugal Living 101, Holidays & Occasions Tagged With: BUDGET TIPS, FRUGAL, FRUGAL LIVING, STAYCATION, VACATION

Let’s be honest: sticking to a budget is not always easy, but that doesn’t mean it’s impossible. Here’s how to live responsibly without feeling like you’re missing out!

How to Live Within Your Means Without FOMO

October 29, 2020
FINANCE 101

Let’s be honest: sticking to a budget is not always easy. Sure, creating spreadsheets and developing a plan to pay off debt can help you live within your means. But what happens when the View Post

Filed Under: FINANCE 101, Money Mindset Tagged With: BUDGETTIPS, FRUGAL, FRUGAL LIVING

An in depth interview where I share my tips and advice for cutting expenses and creating a household budget.

The Ins & Outs of Budgeting – My Expert Interview With Green Dot

September 18, 2017
Budget Tips

Recently, Green Dot reached out to me and asked if I would do an expert interview on budgeting. I jumped at the chance to share some knowledge about creating a household budget and cutting View Post

Filed Under: Budget Tips, BUDGETING Tagged With: BUDGET TIPS, CUT COSTS, FAMILY, FRUGAL, INTERVIEW, MONEY

20 Things to do on a no spend weekend in Fall FEATURE FB Link

20 Things to Do on a No-Spend Weekend in Fall

October 16, 2016
SAVE MORE

With winter right around the corner, it's time to get outside and enjoy the last remaining days of beautiful weather. I love watching all the leaves turn colors and the decorations that start to View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: FRUGAL, HOLIDAYS, SAVE MONEY, SAVING

We decided to raise chickens to live a more sustainable life, to teach our son the responsibility of taking care of something, and to have more control over what we put on on the dinner table. Find out the benefits of raising backyard chickens and what it costs to get started.

Why We Decided To Raise Chickens

May 6, 2016
Family & Money

Our family is now the proud owners of 4 cute chicks. Raising chicks was a huge decision for our family, in fact, I told my husband "Absolutely Not!" when he first mentioned it to me. After much View Post

Filed Under: Family & Money, FRUGAL LIVING Tagged With: FRUGAL, LIFE, MY STORIES

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

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