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The Budget Mom

Real Women. Real Life. Real Finance

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Tracking every penny that you spend is a tedious task, but it's so freaking worth it. I started questioning my spending and found out that I am a brand name junkie.

I Tracked Every Penny I Spent for 30 Days and This Is What Happened

May 15, 2017
Budget Tips

Back in March, I realized that my budget just wasn't working the way it should. I was consistently overspending in many categories, and I felt like my money "plan" had lost all sense of direction. I View Post

Filed Under: Tagged With: BUDGET TIPS, MONEY, SAVE

A spending challenge designed to show you where your money is going. Cut back on unnecessary spending and create a realistic working budget!

The Spring Spending Challenge

March 19, 2017
Cut Expenses

  With the official start of Spring right around the corner, I thought it would be fun to do a spending challenge. You might have heard me mention in the past, that to maintain a realistic View Post

Filed Under: Tagged With: MONEY, SAVE

Stop pointing an invisible finger. If money is causing tension in your relationship, look at how you're communicating about it.

How to Stop Fighting with Your Spouse About Money

February 26, 2017
Family & Money

Do you keep your finances separate or do you combine them when you get married? Most people ask this question in hopes that what they decide will make their finances easier as a couple. The truth is, View Post

Filed Under: Tagged With: FAMILY, LIFE, MONEY

Living with irregular income can mean living on a roller coaster ride when it comes to budgeting, but creating a budget is possible.

Have Irregular Income? Here’s How to Budget for It.

February 8, 2017
Budget Guides

Let's be honest. Budgeting gets a little easier when you have a steady income, and you can familiarize yourself with careful planning. If you are self-employed, understanding what it's like to have View Post

Filed Under: Tagged With: BUDGET, BUDGET GUIDES, MONEY

If you want to save a ton of money, you need to have a plan. Here are the strategies one woman used to save $100k in 3.5 years.

7 Strategies One Woman Used to Save $100k in 3.5 Years

January 17, 2017
SAVE MORE

This post is from Bola Onada Sokunbi from Clever Girl Finance. I've shared the general details of my story on how I saved $100,000 in 3.5 years without making a six figure salary here on the blog View Post

Filed Under: Tagged With: EXTRA INCOME, MONEY, SAVING

Sometimes you need quick wins to fuel your motivation to pay off debt.

Pay off Debt With the Debt Snowball Method

January 1, 2017
DEBT & CREDIT

The one thing we look for when paying off debt is progress. It always feels like the debt load can't shrink fast enough and the want to be debt free only creates more frustration. So how do you begin View Post

Filed Under: Tagged With: CREDIT CARDS, DEBT, GET OUT OF DEBT, MONEY

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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