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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

If you are looking for a fitness subscription service that is affordable and convenient, then Ellie is for you! October's box is a hiker's dream! Perfect for Fall adventures!

How I Save Money on Fall Activewear – My Review of the October Ellie Box

October 31, 2017
SAVE MORE

If I could name only one thing as my favorite Fall activity, it would be hiking. The colored landscapes and cooler weather make hiking my go-to activity when I need some alone time or just want to get View Post

Filed Under: Tagged With: ELLIE, FITNESS, REVIEW, SAVE

Don't fear your upcoming heating bills this winter. Reduce your heating expenses by wearing warmer clothes, reversing your ceiling fan, maintaining your home, and turning down your water heater temperature.

How to Save Money on Heating Costs This Winter

October 9, 2017
Cut Expenses

With cold winter days only a few months away, now is the time to start preparing for the high heating costs that come with them. Living on the third floor in a 1200 square foot apartment has its View Post

Filed Under: Tagged With: BILLS, HEATING COSTS, SAVE, WINTER

An affordable fitness subscription box that has active wear, accessories, and the convenience all busy moms need. I love this service and the workout gear. It's fun and fits my busy life. Perfect for all women! Great products for a healthy lifestyle!

My Favorite Fitness Subscription Box & Why It’s Worth Every Penny

August 22, 2017
Beauty & Health Tips

Today, I am really excited to share with you one of my favorite things. If you didn't already know, fitness is a huge part of my life. I workout for at least an hour, six days a weak, which means I View Post

Filed Under: Tagged With: FITNESS, REVIEW, SAVE

Tracking every penny that you spend is a tedious task, but it's so freaking worth it. I started questioning my spending and found out that I am a brand name junkie.

I Tracked Every Penny I Spent for 30 Days and This Is What Happened

May 15, 2017
Budget Tips

Back in March, I realized that my budget just wasn't working the way it should. I was consistently overspending in many categories, and I felt like my money "plan" had lost all sense of direction. I View Post

Filed Under: Tagged With: BUDGET TIPS, MONEY, SAVE

If you need more money at the end of the month, reducing your expenses is critical, but it doesn't have to be radical.

4 Little-Known Ways to Cut Expenses When You’re in Debt

March 28, 2017
Cut Expenses

When it comes to cutting expenses, there is a lot of helpful ideas on how to save a few hundred dollars on your monthly bills, but not every idea will work for everyone. If you are considering View Post

Filed Under: Tagged With: BILLS, SAVE, SAVING, SPENDING

A spending challenge designed to show you where your money is going. Cut back on unnecessary spending and create a realistic working budget!

The Spring Spending Challenge

March 19, 2017
Cut Expenses

  With the official start of Spring right around the corner, I thought it would be fun to do a spending challenge. You might have heard me mention in the past, that to maintain a realistic View Post

Filed Under: Tagged With: MONEY, SAVE

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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