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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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Who doesn't love a delicious donut in the morning? Better yet, donuts that don't require yeast or frying! Skip your next trip to Krispy Kreme and make your own donuts from home! As I have developed my baking skill, I realized that it's possible to make a lot of your own staple foods at home. Now, donuts might not be a staple food, but they should be! I have been making these donuts for my family every couple of weeks, and my son loves them. What I love most is that this recipe doesn't require a lot of skill or hard-to-find ingredients. It's a dessert you can enjoy that is fast, easy, and affordable!

Easy Homemade Vanilla Donuts

July 3, 2020
Food & Drink

Who doesn't love a delicious donut in the morning? Better yet, homemade donuts that don't require yeast or frying! Skip your next trip to Krispy Kreme and make your own donuts from home! As I have View Post

Filed Under: Food & Drink Tagged With: BUDGET RECIPE, DESSERT, DONUT, EASY RECIPES

Are you looking for the perfect healthy holiday dessert? Baked pears are easy to make, and only take 15 minutes to bake. Try these Granola Honey Baked Pears after your next weeknight dinner or bring them to your next holiday celebration!

Easy Granola Honey Baked Pears

November 26, 2018
Food & Drink

JUMP TO RECIPE Did you know that December is National Pear Month? The whole month is dedicated to celebrating the diversity and flavor of this fantastic fruit. There is nothing like going up to a View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: DESSERT, PEAR, RECIPE

Perfect for the upcoming peach season, this Peach Coffee Cake is irresistible. It's the perfect way to show off the season's juiciest peaches! Trust me, you can't have just one slice!

Peach Coffee Cake

March 19, 2018
Food & Drink

JUMP TO RECIPE There is one thing that I absolutely look forward to for summer - peach season! Peaches are by far my most favorite fruit, and there's nothing better than taking my family to the local View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: CAKE, DESSERT, PEACHES

Delicious layers of chocolate, peanut butter, and graham crackers.

No-Bake Peanut Butter Patty Bars

February 27, 2018
Food & Drink

JUMP TO RECIPE Who can resist layers of peanut butter, chocolate and graham crackers? Not this girl! These dessert bars have just enough crunch to make them irresistible. It doesn't matter if you are View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: CHOCOLATE, DESSERT, PEANUT BUTTER

Impress everyone at your next holiday celebration with these fantastic Vanilla Sugar Cookies. The perfect addition to any cookie tray, these cut-out cookies keep their shape and are easy to decorate!

The Best Cut-Out Vanilla Sugar Cookies

December 4, 2017
Food & Drink

We are only a few short weeks away from the most cookie-crazy holiday of the year, and I'm sure most of you are knee deep in flour, sugar, and butter right now. I know I am. One of my favorite View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: CHRISTMAS, COOKIES, DESSERT, HOLIDAYS

I love this blueberry pie recipe! The blueberry filling is thick and amazing. When in doubt, bake a pie! Here is a simple blueberry pie recipe that's easy and delicious. Why make things complicated, when they don't need to be. RECIPE | DESSERT | EASY

Simple Blueberry Pie

September 12, 2017
Food & Drink

One of my favorite things to do during the summer is going to Green Bluff, an association of small family farms and food stands. They always have fresh pick-your-own fruit and great activities for my View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: DESSERT, LIFE, RECIPES

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

It's time for another Real Life Budget. We asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

In this video, I will be showing the real numbers from a reader, Ghofrane. She is a digital marketer and currently lives at home with her mom in Belgium. She is wanting to save enough money and be financially prepared to move out for the first time. For this Real Life Budget, I am breaking down the steps I would take to prepare for that expense! This is also the first Real Life Budget we have shown in Euros.

CHAPTERS:
00:00 Introduction
01:46 WHY & Story
03:53 Income & Pay Schedule
04:19 Fixed Expenses
04:46 Variable Expenses
05:35 Debt Picture
05:46 Savings Goals
06:31 BBP Method
09:04 How to prepare yourself for moving out (mock budget)
13:43 Conclusion

➡️ TRACKING YOUR SPENDING USING THE HIGHLIGHTER METHOD: https://bit.ly/3hZ752b
➡️ GET THE BUDGET BY PAYCHECK WORKBOOK: https://bit.ly/3J7qytp
➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
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GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
BBP REAL LIFE BUDGET | Belgium + Moving Out Budget
YouTube Video UCqP6K5GNGvQXSI10xNIAkxA_nDiV_AphoO8
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