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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Living on a budget can be as challenging as sticking to a diet or committing to a workout routine. Here are tips to avoid burnout so you can achieve your goals!

How to Avoid Budget Burnout: 5 Tips to Stay the Course

February 4, 2021
Budget Tips

  Living on a budget can be as challenging as sticking to a diet or committing to a new workout routine.  At first, you feel energized and excited about the future. The inspiration alone is View Post

Filed Under: Tagged With: BUDGET BURNOUT, BUDGET TIPS, BURNOUT, MINDSET, MONEY MINDSET, MOTIVATION

Your financial vision board can be the perfect tool for keeping you on track with your spending and saving goals. Seeing is believing, and this continual reminder in your line of sight will keep you motivated and focused on achieving your new reality.

How to Stay Motivated on Your Financial Journey With a Visual Board

April 4, 2019
FINANCE 101

I get asked a lot about how I stay motivated on my financial journey. From paying off over $77,000 of debt to saving to buy my first home with cash, my financial journey can feel long and defeating at View Post

Filed Under: Tagged With: BUDGET, DEBT, FINANCIAL GOALS, GOALS, MOTIVATION, SAVING, TRACKING, VISION BOARD

When thinking about your WHY, it should be something so important that it lights a fire under you. Your level of passion and dedication to your WHY should leave you feeling emotional.

How to Stay Motivated on Your Financial Journey

December 17, 2018
FINANCE 101

  One of the questions I get asked a lot is, "How do you stay motivated on your financial journey?" In the beginning, the excitement of starting a new financial plan is exhilarating. View Post

Filed Under: Tagged With: FINANCIAL GOALS, FINANCIAL JOURNEY, GOALS, MOTIVATION

4 Simple Ways to De-Stress a Room for Under $30

September 18, 2016
FRUGAL LIVING

Have you ever walked into a room in your house only to want to walk right back out? For years my living room was a room in my house that only made me feel stressed. I knew there were things about it View Post

Filed Under: Tagged With: HOME, MOTIVATION, SAVING

A step by step guide on how to create a simple budget using the calendar method.

How to Create a Budget (When You Really Don’t Want To)

July 18, 2016
Budget Tips

You don't have to spend hours creating a complicated budget. I get it. Budgeting isn't the most exciting way to spend your time but it's definitely the most important. If you are like me, having step View Post

Filed Under: Tagged With: BUDGET, BUDGET TIPS, MOTIVATION

Are your finances getting you down? Whether you feel like you are not saving enough, not earning enough, have too much debt, or feel guilty about a recent purchase, you could probably use a financial mood boost.

3 Things to Do Today to Feel Better about Your Finances

July 5, 2016
FINANCE 101

Are your finances getting you down? Whether you feel like you are not saving enough, not earning enough, have too much debt, or feel guilty about a recent purchase, you could probably use a View Post

Filed Under: Tagged With: LIFE, MONEY, MOTIVATION

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to budgets@thebudgetmom.com.

Diane is a single mom who is a Database Administrator for an IT Department at a local college. She lives in Queens, NY, and eventually wants to move to a lower-cost of living area in the future. 

Diane submitted her information because she is struggling to organize and tackle all of her larger short-term goals.

CHAPTERS:
00:00 Introduction
02:15 Why & Personal Story
04:20 Income 
04:37 Fixed Expenses
05:48 Variable Expenses
06:31 Debt
07:53 Savings Goals
10:18 Budget By Paycheck Method
14:51 My Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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