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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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Conventional wisdom is that buying is better than renting because you are building equity in something you tangibly own, but is this always true?

Renting vs. Buying: How to Decide What’s Right for Your Budget

February 3, 2022
BUDGETING

When we’re kids, we have an idealistic image of what adulthood will look like. We imagine we’ll grow up to own a beautiful house with a yard, white picket fence, and have two paid-for cars in the View Post

Filed Under: BUDGETING Tagged With: HOME, HOME BUDGET, HOME BUYING, HOME PURCHASE, HOME RENTING

Building vs. Buying Your Home: Which is the Right Choice?

May 20, 2021
FINANCE 101

If you’re looking to buy your dream home, you’re probably excited and overwhelmed by all of the possibilities available to you. And one of the biggest questions you may be wondering about is whether View Post

Filed Under: FINANCE 101, Financial Planning Tagged With: FIRST HOME, HOME, HOME BUILDING, HOME OWNERSHIP, HOME PURCHASE

Taking the leap into homeownership is a daunting task, but knowing what to look for can help protect you in the long-run. Here are some tips to consider!

What to Look for When Buying Your First House

March 18, 2021
FINANCE 101

Buying a home is a rite of passage for every growing family. Taking the leap into homeownership is a daunting task, but knowing what to look for can help protect you in the long-run. After all, View Post

Filed Under: FINANCE 101, Financial Planning Tagged With: FIRST HOME, HOME, HOME LOAN, HOME OWNERSHIP, HOME PURCHASE

Buying your first home is exciting, but it’s not a decision you want to rush into. Learn about the six steps all new homebuyers should take.

6 Steps All First-Time Home Buyers Should Take

September 23, 2020
SAVE MORE

If you’re in the market to buy your first home, it can feel exciting and overwhelming all at the same time. On one hand, you really want to start buying furniture, choosing paint colors, and View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: FIRST HOME, HOME, HOME OWNERSHIP, HOME PURCHASE

This is my story and the steps I took to buy my dream home with cash. Where you are right now financially DOES NOT determine what you are capable of. It also does not dictate how big you're allowed to dream.

My Journey to Buying My Dream Home With Cash

May 22, 2020
SAVE MORE

Today, I want to answer a question that I have been getting over the past couple of months. Not only is it a question I am excited to answer, but I also feel the NEED to write this article since it View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: FIRST HOME, HOME, HOME OWNERSHIP, HOME PURCHASE

If you are looking to decorate for Christmas on a small budget, then you have come to the right place. We are sharing 11 of our favorite DIY Dollar Store Christmas decorations that anyone can create!

11 Glamorous Dollar Store Christmas Decorations for Any Budget

October 10, 2016
FRUGAL LIVING

Decorating for Christmas is one of my favorite things to do but every year it seems like there is not enough money in the budget for the beautiful displays I always want to buy. Christmas decor seems View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: CHRISTMAS, HOLIDAYS, HOME, LIFE

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Ryen & I are talking about our June 2022 budget numbers! Not only do we show where our dollars went, but we also discuss if we stuck to our budget limits.

In this video, we are going over some heavy spending I had in June (thank you, sinking funds!) and Ryen gives an update on her debt payoff timeline. 

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars. Today, I am going to show you how to extract all of the vital information from your expense trackers using the "Where Did My Money Go?" Worksheets.

CHAPTERS:
00:00 Introduction
09:57 Miko's Budget Category Breakdown
12:46 Miko's Investment & Savings Breakdown
14:21 Miko's Spending Comparison to May 2022
15:10 Ryen's Budget Category Breakdown
17:18 Ryen's Debt & Savings Breakdown
18:22 Ryen's  Spending Comparison to May 2022
19:08 Conclusion


➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
JUNE 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
YouTube Video UCqP6K5GNGvQXSI10xNIAkxA_QFxVLJaDXUw
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