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The Budget Mom

Real Women. Real Life. Real Finance

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Fortunately, there are many first-time home buyer loans and programs that are designed to help people like you enter the housing market. Here’s what to know.

What Are the Financial Options for First Time Home Buyers?

September 22, 2022
DEBT & CREDIT

So… you’re thinking about buying a home. Congratulations! This is one of the most exciting (albeit stressful) times of your life. For most people, the two largest purchases they will ever make are View Post

Filed Under: Tagged With: FIRST HOME, HOME, HOME BUYING, HOME LOAN, HOME PURCHASE, NEW HOME

Building vs. Buying Your Home: Which is the Right Choice?

May 20, 2021
FINANCE 101

If you’re looking to buy your dream home, you’re probably excited and overwhelmed by all of the possibilities available to you. And one of the biggest questions you may be wondering about is whether View Post

Filed Under: Tagged With: FIRST HOME, HOME, HOME BUILDING, HOME OWNERSHIP, HOME PURCHASE

Taking the leap into homeownership is a daunting task, but knowing what to look for can help protect you in the long-run. Here are some tips to consider!

What to Look for When Buying Your First House

March 18, 2021
FINANCE 101

Buying a home is a rite of passage for every growing family. Taking the leap into homeownership is a daunting task, but knowing what to look for can help protect you in the long-run. After all, View Post

Filed Under: Tagged With: FIRST HOME, HOME, HOME LOAN, HOME OWNERSHIP, HOME PURCHASE

Buying your first home is exciting, but it’s not a decision you want to rush into. Learn about the six steps all new homebuyers should take.

6 Steps All First-Time Home Buyers Should Take

September 23, 2020
SAVE MORE

If you’re in the market to buy your first home, it can feel exciting and overwhelming all at the same time. On one hand, you really want to start buying furniture, choosing paint colors, and View Post

Filed Under: Tagged With: FIRST HOME, HOME, HOME OWNERSHIP, HOME PURCHASE

If you own your home, it's an asset. So, it's smart to try to increase its value over time. Check out these tips you can use to build your home equity.

How to Build Equity in Your Home

May 27, 2020
FRUGAL LIVING

A few years ago, I set a big financial goal for myself. I decided to become a homeowner, and to buy my first home in cash. If you follow me on Instagram, you know that earlier this year I was finally View Post

Filed Under: Tagged With: FIRST HOME, HOME LOAN, HOME OWNERSHIP, HOME PURCHASE

This is my story and the steps I took to buy my dream home with cash. Where you are right now financially DOES NOT determine what you are capable of. It also does not dictate how big you're allowed to dream.

My Journey to Buying My Dream Home With Cash

May 22, 2020
SAVE MORE

Today, I want to answer a question that I have been getting over the past couple of months. Not only is it a question I am excited to answer, but I also feel the NEED to write this article since it View Post

Filed Under: Tagged With: FIRST HOME, HOME, HOME OWNERSHIP, HOME PURCHASE

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Back on March 1st, I did an Instagram Live all about closing out your budget.

This step and my "Where Did My Money Go?" Worksheets are the two things I get the MOST questions about.

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars.

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp
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