• Home
  • Start Here
  • Blog
  • Free Resources
  • Shop My Filofax Store
  • Shop TBM
  • Courses

The Budget Mom

Real Women. Real Life. Real Finance

  • Home
  • Products
    • Live Rich Planner
    • Budget By Paycheck
  • Blog
  • FREE RESOURCES
  • COURSES
  • Shop my Filofax store
  • Shop TBM
MENUMENU
  • BUDGETING
        • Categories

        • Budgeting Basics
        • Budget Guides
        • Budget Tips
        • Budget Recaps & Overviews
        • When creating a budget, most of us focus on tracking our expenses, but tracking your income is just as important. This includes knowing your starting balance.

          What is Your Starting Balance & Why Does It Matter for Your Budget?

          Most of us have invisible money scripts that hold us back from reaching our financial goals. Learn what the three most common money beliefs are and how you can start taking steps to change them. 

          3 Money Beliefs That Might Be Holding You Back

          A wedding is a stressful event for many people because they overextend themselves financially. Learn the six steps you can take to plan a wedding you’ll be proud of on a budget you can afford.

          Wedding Budget 101: Plan for Your Big Day Without Breaking the Bank

  • SAVE MORE
        • Categories

        • Cut Expenses
        • Extra Income
        • Saving Tips
        • If you need to earn fast cash, selling household items online is the easiest way to do it. Here are 20 things in your home that you can sell right now.

          Need Cash Fast? 20 Things In Your Home You Can Sell Right Now

          You don’t need a coupon or a limited time offer to get the best price possible. Thanks to price matching, you can get the best price wherever you shop.

          How Price Matching Can Help You Achieve Your Savings Goals

          The cost of printer ink can add up quickly, especially if you frequently have to print off documents. These eight steps will help you cut down on the cost of printer ink.

          8 Ways to Save Money on Printer Ink

  • FRUGAL LIVING
        • Categories

        • Beauty & Health Tips
        • DIY
        • Family & Money
        • Food & Drink
        • Frugal Living 101
        • Household Tips
        • Holidays & Occasions
        • Kids & Money
        • Forget about a New Year’s Resolution! Try setting a New Year mindset instead. It might not seem like much, but your mindset can make or break your financial goals.

          How to Improve Your Financial Mindset to Achieve Your New Year’s Goals

          It’s not too early to start helping your child build their financial future. If you want to help your child start investing, here are the steps you’ll take to get started.

          How Can My Child Start Investing?

          For many people, the holidays are a stressful and expensive time of year. Learn how to host a holiday dinner without blowing your budget this year.

          7 Steps to Hosting a Holiday Dinner on a Budget

  • DEBT & CREDIT
        • Categories

        • Credit Cards
        • Credit Report & Score
        • Debt Basics
        • Get Out of Debt
        • Loans, Etc.
        • It’s easy to swipe a credit card, but paying it off is an entirely different story. Here’s what you need to know about the true cost of buying on credit.

          Revealed: The Ugly Cost of Buying on Credit

          Should You Buy Your Leased Car?

          Collection accounts can be stressful, but you can bounce back. Learn how to handle collection accounts and improve your financial picture.

          Has Your Debt Been Sent to Collections? Here Are Your Options.

  • FINANCE 101
        • Categories

        • Financial Planning
        • Investing
        • Retirement
        • Tax Tips
        • It’s not too early to start helping your child build their financial future. If you want to help your child start investing, here are the steps you’ll take to get started.

          How Can My Child Start Investing?

          Just because someone has a large house, luxury vehicle, and brand name clothes, that doesn’t mean that they don’t have money worries.

          What It Means to be “Cash Poor” and How to Avoid It

          The Rule of 72 is a simple mathematical formula you can use to estimate how long it will take to double your investment. Here’s how it works and why it’s essential!

          What is the Rule of 72 and Why Does It Matter?

Forget about a New Year’s Resolution! Try setting a New Year mindset instead. It might not seem like much, but your mindset can make or break your financial goals.

How to Improve Your Financial Mindset to Achieve Your New Year’s Goals

December 31, 2020
FRUGAL LIVING

  Each year, millions of people set New Year’s resolutions. There’s excitement around the promise of potential that a fresh start in January brings.  But according to a study conducted by View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: FINANCIAL GOALS, GOALS, NEW YEARS, NEW YEARS RESOLUTIONS

Your financial vision board can be the perfect tool for keeping you on track with your spending and saving goals. Seeing is believing, and this continual reminder in your line of sight will keep you motivated and focused on achieving your new reality.

How to Stay Motivated on Your Financial Journey With a Visual Board

April 4, 2019
FINANCE 101

I get asked a lot about how I stay motivated on my financial journey. From paying off over $77,000 of debt to saving to buy my first home with cash, my financial journey can feel long and defeating at View Post

Filed Under: FINANCE 101, Financial Planning Tagged With: BUDGET, DEBT, FINANCIAL GOALS, GOALS, MOTIVATION, SAVING, TRACKING, VISION BOARD

When thinking about your WHY, it should be something so important that it lights a fire under you. Your level of passion and dedication to your WHY should leave you feeling emotional.

How to Stay Motivated on Your Financial Journey

December 17, 2018
FINANCE 101

  One of the questions I get asked a lot is, "How do you stay motivated on your financial journey?" In the beginning, the excitement of starting a new financial plan is exhilarating. View Post

Filed Under: FINANCE 101, Financial Planning Tagged With: FINANCIAL GOALS, FINANCIAL JOURNEY, GOALS, MOTIVATION

Financial Resolutions and How to Achieve Them in the New Year

December 18, 2017
FRUGAL LIVING

According to a Fidelity Investments Survey, only 27 percent of respondents indicated they would make a financial resolution for the new year ahead. I don't know about you, but 27 percent seems View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: DEBT, GOALS, HOLIDAYS, NEW YEARS, SAVE MONEY

Creating a product to sell to make some extra income is one of the most rewarding ways to make money. This is my journey on creating my first physical product and how I made $500 overnight. Read about how my idea became a reality and about the resources that I used.

How I Created My First Physical Product

November 28, 2016
Extra Income

Last week, I completed one of my yearly goals. I created, and starting selling my first physical product. It took almost seven months to turn an idea that I had in my head into a physical product that View Post

Filed Under: Extra Income, SAVE MORE Tagged With: BLOGGING, EXTRA INCOME, GOALS, MY STORIES

Here are three strategies to help you decide if you should pay off debt first or if you should start saving your money. Maybe you can do both?

Should You Pay off Debt or Save?

September 25, 2016
SAVE MORE

Editorial Disclosure

Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.

When I finally realized that having savings built up for emergencies was something I needed, I had to make the hard choice of deciding to pay off my current debt or to start saving my money. This was View Post

Filed Under: SAVE MORE, Saving Tips Tagged With: CREDIT CARDS, CREDIT SCORE, DEBT, GET OUT OF DEBT, GOALS, LOANS, SAVE

User Generated Content Disclosure

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Free Resource Library

Recent Posts

  • Need Cash Fast? 20 Things In Your Home You Can Sell Right Now
  • How Price Matching Can Help You Achieve Your Savings Goals
  • How to Improve Your Financial Mindset to Achieve Your New Year’s Goals
  • How Can My Child Start Investing?
  • What It Means to be “Cash Poor” and How to Avoid It

Blog Categories

Amazon Associates Disclosure

The Budget Mom, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

About

  • Home
  • ABOUT TBM
  • Contact
  • Start Here

Important

  • DISCLAIMER
  • PRIVACY POLICY
  • Subscribe

Favorites

  • YouTube
  • Blog
  • Live Rich Planner
  • Budget by Paycheck

Start With My Friday Newsletter

Copyright ©2021, The Budget Mom®
This website contains affiliate links, which means that if you click on a product link, I may receive a commission. This website is a participant in the amazon services llc associates program, an affiliate advertising program where I earn advertising fees by linking to amazon.com.