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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Easily track your expenses using this list of personal budget categories to organize your budget like a pro.

Personal Budget Categories (Organizing Your Budget)

December 27, 2016
Budget Guides

If you want your budget to be effective, you need to organize it in a way that is easy to understand. Since my first budget back in 2011, I have changed the way I organize my budget at least a half a View Post

Filed Under: Tagged With: BUDGET, MONEY, ORGANIZE

We are all guilty of a few bad habits. Spending money is probably one of them. Here are 3 bad spending habits that are setting you up for failure and how to avoid them.

3 Spending Habits That Are Setting You up for Failure

December 20, 2016
SAVE MORE

There is always a reason why we save too little and have too much debt. People lose their jobs, the economy takes a nose dive, and getting a raise is almost impossible. What people don't realize is View Post

Filed Under: Tagged With: LIFE, MONEY, SAVE

3 Ways to Prepare Your Finances for the New Year

December 11, 2016
FRUGAL LIVING

In the last month of the year, many people are running around trying to get last-minute holiday shopping done, planning out their New Year's resolutions and worrying about how to finish out the year View Post

Filed Under: Tagged With: BUDGET, FINANCE, HOLIDAYS, MONEY

I was able to find an extra $200 in my budget by reducing my fixed expenses, and by making a subtle change on how I spent my money. Here is how I was able to afford a new expense when my budget was already stretched thin.

How to Find Extra Money Hidden in Your Budget

November 21, 2016
Budget Guides

How great would it be to wake up tomorrow and find that you have an extra $200 to put towards savings or paying off debt? What about having some extra money to pay for a "want" item or a new expense? View Post

Filed Under: Tagged With: BUDGET, BUDGET GUIDES, MONEY, SAVE

More people than ever are shopping online, but a lot of them are missing out on simple savings opportunities. This article will give you a variety of ways to save money while shopping online.

How to Save Money While Shopping Online

November 13, 2016
SAVE MORE

This is a guest post from Taylor Walker of Mamma.com Online shopping is a pleasure because you get a second thrill - the initial excitement of ordering the product, and then the satisfaction of View Post

Filed Under: Tagged With: MONEY, SAVE

Taking charge of your financial life is so much easier with the right budgeting tools. Check out these four free budgeting tools that allow you to track, manage, and plan a budget designed specifically for you.

4 Free Budgeting Tools Everyone Should Know About

October 24, 2016
Budget Tips

  If you know my story, then you know I have a deep love and passion for budgeting. Creating a plan for my financial future was one of the best decisions I have ever made and it all View Post

Filed Under: Tagged With: BUDGET, MONEY, REVIEW, SPENDING

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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