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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

If you're ready to pay off debt, using an online tool to create a plan and track progress can be a huge help. Here are the best debt payoff apps that I could find for Android and IOS.

5 Free Apps That Will Motivate and Help You Pay off Debt

January 1, 2018
DEBT & CREDIT

When it comes to my finances, I am old-school. I like paper. There's something about writing things out and holding something physical in my hands. But when you're staring at a mountain of debt, View Post

Filed Under: Tagged With: APPS, DEBT, PAY OFF DEBT, REVIEW

An affordable way to display your favorite photos. Enter to win a FREE 12" x 12" gallery wrapped canvas print!

Budget Friendly Canvas Prints with Canvas Champ and GIVEAWAY

November 25, 2017
SAVE MORE

Full Disclosure: I received these products for review. All opinions are my own. See the disclosure policy. Do you know that saying, "A picture is worth a thousand words?" It's one of those things, View Post

Filed Under: Tagged With: CRAFTS, GIVEAWAY, REVIEW, SAVE MONEY

If you are looking for a fitness subscription service that is affordable and convenient, then Ellie is for you! October's box is a hiker's dream! Perfect for Fall adventures!

How I Save Money on Fall Activewear – My Review of the October Ellie Box

October 31, 2017
SAVE MORE

If I could name only one thing as my favorite Fall activity, it would be hiking. The colored landscapes and cooler weather make hiking my go-to activity when I need some alone time or just want to get View Post

Filed Under: Tagged With: ELLIE, FITNESS, REVIEW, SAVE

An affordable fitness subscription box that has active wear, accessories, and the convenience all busy moms need. I love this service and the workout gear. It's fun and fits my busy life. Perfect for all women! Great products for a healthy lifestyle!

My Favorite Fitness Subscription Box & Why It’s Worth Every Penny

August 22, 2017
Beauty & Health Tips

Today, I am really excited to share with you one of my favorite things. If you didn't already know, fitness is a huge part of my life. I workout for at least an hour, six days a weak, which means I View Post

Filed Under: Tagged With: FITNESS, REVIEW, SAVE

Taking charge of your financial life is so much easier with the right budgeting tools. Check out these four free budgeting tools that allow you to track, manage, and plan a budget designed specifically for you.

4 Free Budgeting Tools Everyone Should Know About

October 24, 2016
Budget Tips

  If you know my story, then you know I have a deep love and passion for budgeting. Creating a plan for my financial future was one of the best decisions I have ever made and it all View Post

Filed Under: Tagged With: BUDGET, MONEY, REVIEW, SPENDING

The Spend Well Budget Binder Giveaway! Start your month out right with a more organized budget, less stress, and more money saved!

The Spend Well Budgeting System Giveaway

September 27, 2016
Budget Tips

  Wednesday, October 28th - Wednesday, November 12th Let's face it, sticking to your budget is one of the hardest things when it comes to budgeting. It's easy to get caught up with View Post

Filed Under: Tagged With: BUDGET, BUDGET TIPS, GIVEAWAY, REVIEW

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to budgets@thebudgetmom.com.

Diane is a single mom who is a Database Administrator for an IT Department at a local college. She lives in Queens, NY, and eventually wants to move to a lower-cost of living area in the future. 

Diane submitted her information because she is struggling to organize and tackle all of her larger short-term goals.

CHAPTERS:
00:00 Introduction
02:15 Why & Personal Story
04:20 Income 
04:37 Fixed Expenses
05:48 Variable Expenses
06:31 Debt
07:53 Savings Goals
10:18 Budget By Paycheck Method
14:51 My Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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