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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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Having trouble getting your spouse to participate in money conversations? Here are some ways to start working as a team on your budget so you can achieve your financial goals.

What to Do When Your Spouse Won’t Participate in a Budget

July 30, 2018
Family & Money

When it comes to your relationship, working together as a team on your finances is critical. There can be real damage to a marriage because of money issues, so it's vital that everyone is on the same View Post

Filed Under: Family & Money, FRUGAL LIVING Tagged With: BUDGET, FAMILY, FINANCE, SPOUSE

As a single parent, you can face unique challenges that can feel overwhelming, and money management is no exception. Here are six tips you can use to stay on top of your finances.

6 Financial Planning Tips for Single Parents

August 15, 2017
FINANCE 101

Budgeting and financial planning are a challenge for many people regardless of their marital or income statuses. As a single mother, however, you simply have no room to make mistakes. You have small View Post

Filed Under: FINANCE 101, Financial Planning Tagged With: FAMILY, FINANCE, PARENTING ADVICE

Anyone can start investing in the stock market. You just have to know where to start.

How to Start Investing in the Stock Market

April 20, 2017
FINANCE 101

This post contains sponsored content. Please see our disclosure policy for more information.  Investing in the stock market may look simple, but it’s not. Just because you have some cash to spare, View Post

Filed Under: FINANCE 101, Investing Tagged With: FINANCE, INVESTING, STOCK MARKET

Real estate investing can be a scary thing. Use these six tips to help you get started on building a property portfolio - the right way!

6 Tips for Diving into Property Investments

April 5, 2017
FINANCE 101

This is a guest post by Elizabeth from Dynasty Partners. Are you thinking of investing in property? Investing in residential or commercial real estate can be very rewarding. Plus you could get View Post

Filed Under: FINANCE 101, Investing Tagged With: FINANCE, INVESTING, REAL ESTATE

3 Ways to Prepare Your Finances for the New Year

December 11, 2016
FRUGAL LIVING

In the last month of the year, many people are running around trying to get last-minute holiday shopping done, planning out their New Year's resolutions and worrying about how to finish out the year View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: BUDGET, FINANCE, HOLIDAYS, MONEY

In the past, my relationship with my money sucked. Here are some ways I improved it and why it also helped me find financial success. Click to read the full article today!

How to Improve Your Relationship With Money

September 18, 2016
Budget Tips

Most people don't even realize they have a relationship with their money. It's easy to see money as something we just have to deal with. In reality, the relationship you have with your money is really View Post

Filed Under: Budget Tips, BUDGETING Tagged With: FINANCE, LIFE, MONEY

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

It's time for another Real Life Budget. We asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

In this video, I will be showing the real numbers from a reader, Ghofrane. She is a digital marketer and currently lives at home with her mom in Belgium. She is wanting to save enough money and be financially prepared to move out for the first time. For this Real Life Budget, I am breaking down the steps I would take to prepare for that expense! This is also the first Real Life Budget we have shown in Euros.

CHAPTERS:
00:00 Introduction
01:46 WHY & Story
03:53 Income & Pay Schedule
04:19 Fixed Expenses
04:46 Variable Expenses
05:35 Debt Picture
05:46 Savings Goals
06:31 BBP Method
09:04 How to prepare yourself for moving out (mock budget)
13:43 Conclusion

➡️ TRACKING YOUR SPENDING USING THE HIGHLIGHTER METHOD: https://bit.ly/3hZ752b
➡️ GET THE BUDGET BY PAYCHECK WORKBOOK: https://bit.ly/3J7qytp
➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
BBP REAL LIFE BUDGET | Belgium + Moving Out Budget
YouTube Video UCqP6K5GNGvQXSI10xNIAkxA_nDiV_AphoO8
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Recent Posts

  • 14 Budget Friendly (But Fun) Things to Do This Summer: 2022 Edition
  • How to Financially Prepare and Handle a Divorce
  • How to Budget When Moving Out for the First Time
  • Sinking Funds vs. Cash Flow: What’s Right for Your Budget?
  • What Is Considered Financial Abuse and What Are the Signs?

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