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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

How to Save Money While Shopping Online

November 13, 2016
SAVE MORE

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More people than ever are shopping online, but a lot of them are missing out on simple savings opportunities. This article will give you a variety of ways to save money while shopping online.

This is a guest post from Taylor Walker of Mamma.com

Online shopping is a pleasure because you get a second thrill – the initial excitement of ordering the product, and then the satisfaction of unwrapping it when it arrives. Now you can take online shopping to the next level with these little-known secrets to saving money while shopping online.

Don't Empty Your Shopping Cart

When you leave an item in your electronic shopping cart, the retailer sees that and knows you are interested. It's an insidious plan because retailers start to sweat after something sits in your cart for a few days. Fearing that you are looking elsewhere, they will often send you discount offers or other incentives to get your business. Besides, leaving an item or two in your cart is a good way to avoid buying impulse items that you might regret.

  • Related: How to Build an Emergency Fund (Step-by-Step Guide)

Don't Get Clipped – Use Coupon Codes

Clipping coupons out of the Sunday newspaper may be ancient history, but digital coupons are more popular than ever. Anyone can find relevant coupon codes on coupon websites like Mamma.com. Mamma is a coupon search engine that allows shoppers to find coupons for most online retailers.

Coupon search engine websites make it all too simple to find a coupon that can be used to whatever online retailer you’re shopping at. Nearly all online retailers allow the use of promotional coupons at checkout. You should take full advantage of this and get in the habit of always doing a quick search for a coupon before making any purchases online.
Some websites allow you to pair multiple coupons at checkout; the trick is to use them in the right order!

Let’s say you find two coupons, one for 20$ off, and another for 5% off. You’ll want to apply the 5% off coupon first, and then use the 20$ off coupon after. This way the website will subtract the 5% first, and you will still get 20$ off of the discounted price.

Use your head when using coupons because you can save even more money if you use them in the right order!

  • Related: Should You Pay Off Debt or Save?

Don't Shop Impulsively

Be aware that online retailers know that most people shop on the weekend, and many of them adjust their prices upwardly for these times. If you shop on Tuesday or Wednesday, you'll probably get the lowest possible prices.

Shop in Incognito Mode

Your computer history is tracked by many websites to determine the price you are offered, using your previous purchases, location, emails, and browsing history. This is called dynamic pricing, and it permeates the online shopping platforms. To avoid being victimized by this practice, close your email and use incognito browser windows when shopping, especially for big-ticket items.

No matter what you're shopping for online, use the four tried-and-true methods above, and always shop around.

mamma.com

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Filed Under: Tagged With: MONEY, SAVE

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

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00:37 Why you should use financial trackers
04:37 Savings Goals
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➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

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