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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

I want to share with you how you can organize your pantry on a budget. You can do everything you need to do, not spend a penny more than you have to, and enjoy a pantry that serves you and your family’s needs.

Pantry Organization on a Budget

April 30, 2020
FRUGAL LIVING

I love so many things about my new home, and one of those things is the fact that I have a walk-in pantry. This is the first time in my adult life that I have space dedicated to nothing but a pantry. View Post

Filed Under: Tagged With: BUDGET TIPS, ORGANIZE, PANTRY ORGANIZATION

A Budget Calendar can help you create a realistic budget and organize your finances. When it comes to paying your bills and saving money, a budget calendar is a lifesaver, time saver, stress saver, and a money saver.

How to Use a Budget Calendar

May 23, 2019
Budget Tips

Creating and using a budget calendar is an important step in my budgeting process. I can't create a realistic budget without it! Appointments, school functions, special occasions, travel dates, family View Post

Filed Under: Tagged With: BUDGET, BUDGET CALENDAR, CALENDAR, ORGANIZE

Organizing tips for small spaces on a budget. Today, I am showing you how I organized my kitchen without spending a lot of money.

Kitchen Organization on a Budget

March 12, 2019
FRUGAL LIVING

This is a guest post from Wendi Eva from BreathingRooms. "Do something you love, and you’ll never work a day in your life.” I didn’t realize how true this statement was until I became a View Post

Filed Under: Tagged With: DECLUTTER, KITCHEN, KITCHEN HACKS, ORGANIZATION, ORGANIZE

Today, I'm sharing an in-depth, step-by-step guide on how I use the all-new 2017 Live Rich Planner. I show you how to track your expenses, use the budget sheet, and how to keep track of your savings, and how you can keep track of your debt payoff.

How I Use the 2018 Live Rich Planner

December 20, 2017
Budget Guides

For the longest time, I used an excel spreadsheet to document and budget successfully. The problem I kept running into was convenience. I would be in line at a grocery store, and a random thought View Post

Filed Under: Tagged With: BUDGET GUIDES, LIVE RICH PLANNER, ORGANIZE

Easily track your expenses using this list of personal budget categories to organize your budget like a pro.

Personal Budget Categories (Organizing Your Budget)

December 27, 2016
Budget Guides

If you want your budget to be effective, you need to organize it in a way that is easy to understand. Since my first budget back in 2011, I have changed the way I organize my budget at least a half a View Post

Filed Under: Tagged With: BUDGET, MONEY, ORGANIZE

How 6 Bank Accounts Changed the Way We Manage Our Money

September 4, 2016
Budget Tips

Over the last 5 years, I have tried every budgeting method out there - the half payment method, the once-a-month method, the cash envelope method, and the list can go on and on. With every method, I View Post

Filed Under: Tagged With: BUDGET, BUDGET TIPS, MONEY, MY STORIES, ORGANIZE

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to budgets@thebudgetmom.com.

Diane is a single mom who is a Database Administrator for an IT Department at a local college. She lives in Queens, NY, and eventually wants to move to a lower-cost of living area in the future. 

Diane submitted her information because she is struggling to organize and tackle all of her larger short-term goals.

CHAPTERS:
00:00 Introduction
02:15 Why & Personal Story
04:20 Income 
04:37 Fixed Expenses
05:48 Variable Expenses
06:31 Debt
07:53 Savings Goals
10:18 Budget By Paycheck Method
14:51 My Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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