If you want your budget to be effective, you need to organize it in a way that is easy to understand. Since my first budget back in 2011, I have changed the way I organize my budget at least a half a View Post
How 6 Bank Accounts Changed the Way We Manage Our Money
Over the last 5 years, I have tried every budgeting method out there - the half payment method, the once-a-month method, the cash envelope method, and the list can go on and on. With every method, I View Post
The Ultimate Guide to the Cash Envelope System
If you have researched how to budget, then you probably have heard of the cash envelope method. This method is not new and has been around for a very long time. Even though it's been around awhile, View Post
3 Steps to Organize Your Bills
Are you having a hard time getting a handle on your bills? You are not alone. Paying your bills on time is the single most important factor when determining your FICO credit score, so I am here to View Post
4 Ways to Tackle House Clutter
Dealing with the clutter in my home always seems to be an ongoing battle. I am not a clutter master or an organizational expert, I am just your average busy full-time working mom with a 4-year-old son View Post
No New Clothes For An Entire Year-My Personal Journey
For all of my close friends reading this, you must be thinking, “OMG! Kumiko can’t be saying this!” It’s true my friends, it’s true. This is going to be a hard post for me because I am the one who is View Post