• Home
  • GET THE BOOK
  • Start Here
  • Blog
  • Free Resources
  • Shop TBM
  • Courses

The Budget Mom

Real Women. Real Life. Real Finance

  • Home
  • Products
    • Live Rich Planner
    • Budget By Paycheck
  • Blog
  • FREE RESOURCES
  • COURSES
  • GET THE BOOK
  • Shop TBM

A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

True success is never just about the numbers. It’s also about learning how to manage your emotions, listening to your heart, walking your own path, and figuring out who you really are. A financial journey is a self-discovery journey. One that we all need to embrace.

The Budget Mom’s 9 Steps to Financial Freedom

February 5, 2020
FINANCE 101

In a world that is constantly telling you who you should be, it can be difficult to stay true to who are and forge your own path. Throughout my financial journey, I grew older, developed my own View Post

Filed Under: Tagged With: BUDGET BY PAYCHECK METHOD, BUDGET TIPS, FINANCIAL FREEDOM, FREEDOM STEPS, SAVING MONEY

Are you looking for better options when it comes to your savings accounts? Here are some options that might offer you better interest rates.

Tired of Your Normal Savings Account? Try These Instead.

January 27, 2020
SAVE MORE

x Are you completing my Savings Challenges in 2020 Course? One of the challenges for February is straightforward, but it can be huge: Save $25 a week. What does it look like for you to save $25 a View Post

Filed Under: Tagged With: ONLINE SAVINGS ACCOUNT, SAVING MONEY, SAVINGS ACCOUNTS

Making my decision to buy my dream home with cash was not a purely financial determination. In my mind it would be more expensive to buy versus rent for my unique situation at this specific time. After running the numbers, I followed my heart.

Why I Decided to Buy My First House With Cash

July 25, 2019
DEBT & CREDIT

Back in November 2018, I announced to the world that I was going be buying my first home with cash. Not just my first home, but my dream and forever home. Since then, I have been documenting my View Post

Filed Under: Tagged With: HOUSE JOURNEY, REAL ESTATE, SAVING GOALS, SAVING MONEY

While a credit union offers most of the same services as a bank, they vary in rates, fees, technology, and customer service. If you are looking for the safest place for your money or the best place to get a low-interest loan, you need to know the differences between banks and credit unions.

Bank VS Credit Union: Which One is Better?

June 10, 2019
SAVE MORE

Most people assume that credit unions are just smaller versions of banks. But that’s not entirely true! Knowing the differences between banks and credit unions and what they have to offer will make View Post

Filed Under: Tagged With: BANK, BANK ACCOUNTS, BANKING, CREDIT UNION, SAVING MONEY

Are you ready to save in the new year? Let's save more of our dollars by completing a different savings challenge for every month in 2019!

12 Months=12 Savings Challenges: Start Now

December 10, 2018
SAVE MORE

Learning how to save on a regular basis can be hard. But what's even harder is turning saving into a daily habit. Habits aren't formed overnight. In fact, it can take as long as two months for a View Post

Filed Under: Tagged With: SAVING, SAVING GOALS, SAVING MONEY, SAVINGS CHALLENGES

Sinking funds allow you the freedom to add some fun to your budget. Save a little every month to use at a later date without the feeling of regret or worry.

Sinking Funds – What Are They & How to Use Them

October 22, 2018
SAVE MORE

Let's imagine for a second that tomorrow your washer machine breaks. Laundry is piling up, and your anxiety is building wondering how you are going to get caught up. How do you plan on paying for a View Post

Filed Under: Tagged With: BUDGET, Featured, SAVE, SAVING, SAVING MONEY, SAVING TIPS, SINKING FUNDS

« Previous Page

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

Soundstripe Music License Code: WIKRJYHFAEB3H6B3
Load More... Subscribe
Free Resource Library

Recent Posts

  • Building a College Fund for Kids: Invest in Their Future Today
  • HELOC to Pay Off Debt: Is it a Lifeline or a Trap?
  • Budget Tune-Up: Know When to Adjust Your Limits
  • Freeze Your Credit: How It Works and When It’s a Smart Move
  • Bounce Back from Fraud: How to Protect Your Family’s Finances and Move Forward

Blog Categories

Amazon Associates Disclosure

The Budget Mom, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

  • Cart
  • Shop Policies

Start With My Friday Newsletter

Every Friday I send you a short helpful email with my popular Friday freebie. Join my 500k+ subscribers!

About

  • Home
  • ABOUT TBM
  • Contact
  • Start Here

Important

  • DISCLAIMER
  • PRIVACY POLICY
  • Subscribe

Favorites

  • YouTube
  • Blog
  • Live Rich Planner
  • Budget by Paycheck

Start With My Friday Newsletter

Copyright ©2023, The Budget Mom®
This website contains affiliate links, which means that if you click on a product link, I may receive a commission. This website is a participant in the amazon services llc associates program, an affiliate advertising program where I earn advertising fees by linking to amazon.com.
  • How financially fulfilled are you? Take this 2 minute quiz to get your score!
    Click Here to Start