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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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Wondering whether you should use an app to keep track of your monthly budget? Learn why I use and recommend pen to paper budgeting instead.

Why I Recommend Pen to Paper Budgeting Over Apps

November 4, 2021
BUDGETING

When it comes to budgeting, there are a lot of different mediums you can choose from. Popular apps make budgeting and tracking your expenses simpler than ever.  Many people like to budget using the View Post

Filed Under: BUDGETING, Budgeting Basics Tagged With: BUDGET BASICS, BUDGET BY PAYCHECK METHOD, BUDGET TIPS, BUDGETING

True success is never just about the numbers. It’s also about learning how to manage your emotions, listening to your heart, walking your own path, and figuring out who you really are. A financial journey is a self-discovery journey. One that we all need to embrace.

The Budget Mom’s 9 Steps to Financial Freedom

February 5, 2020
FINANCE 101

In a world that is constantly telling you who you should be, it can be difficult to stay true to who are and forge your own path. Throughout my financial journey, I grew older, developed my own View Post

Filed Under: FINANCE 101, Financial Planning Tagged With: BUDGET BY PAYCHECK METHOD, BUDGET TIPS, FINANCIAL FREEDOM, FREEDOM STEPS, SAVING MONEY

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

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