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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Giving your kids an allowance is a great way to teach them money management skills at a young age. Learn the pros and cons of an allowance and how to get started.

Should I Give My Child an Allowance?

October 27, 2021
Family & Money

Do you give your kids an allowance? If not, you’re in good company because the majority of parents don’t. A poll from CreditCards.com found that 40% of kids under the age of 18 receive an View Post

Filed Under: Tagged With: ALLOWANCE, BUDGET TIPS, CHILDREN

Black Friday is a great opportunity to save money on your Christmas shopping, but you need to go into it with a plan. Here are seven ways you can save money Black Friday shopping.

7 Ways to Save Money Black Friday Shopping

October 21, 2021
FRUGAL LIVING

October is quickly drawing to a close, which means Black Friday is right around the corner. You’re probably already seeing ads for Black Friday deals as you browse different sites online. And this View Post

Filed Under: Tagged With: BLACK FRIDAY, BUDGET TIPS, HOLIDAY SPENDING, SAVING TIPS

It’s easy to let your expenses start creeping up come fall, but it doesn’t have to be that way. Learn eight ways you can cut your costs this fall.

8 Ways to Cut Expenses This Fall

October 7, 2021
Cut Expenses

For most people, one of the most challenging aspects of personal finance is learning how to spend less money. And it’s especially hard once fall gets here, and it’s socially acceptable for most of us View Post

Filed Under: Tagged With: BUDGET TIPS, CUT EXPENSES, FALL, SAVE MORE

Breaking Down the Average Cost of Funeral Expenses

August 5, 2021
FINANCE 101

Planning a funeral is emotionally trying and can feel overwhelming. The grief of losing a family member or loved one is what makes planning so difficult. It also doesn’t help that funeral home View Post

Filed Under: Tagged With: BUDGET TIPS, FUNERAL, FUNERAL BUDGET, FUNERAL EXPENSES

All these choices, including payment choices, create more opportunities for us to spend money — but not always in the best way. Here’s what you need to know.

How Your Payment Method Can Cost You 83% (And How to Fix It)

June 10, 2021
Budget Tips

We live in a time where there has never been so many choices.  For example, let’s say you want to get groceries for the family. Well, you can choose between different stores, whether to shop in View Post

Filed Under: Tagged With: BUDGET TIPS, CASH SPENDING, CREDIT CARD SPENDING, PAYMENT CHOICES, SPENDING MONEY

Having a baby is an exciting milestone! It’s a flurry of emotions. And it’s also expensive. Here’s what expectant mothers should consider when budgeting for a baby.

Baby Budget: How to Plan Financially When You Are Expecting

June 3, 2021
FINANCE 101

Having a baby is an exciting milestone! It’s a flurry of emotions. And it’s also expensive. Finances might be the last thing on your mind when you’re an expectant mother. After all, taking View Post

Filed Under: Tagged With: BABY BUDGET, BABY SAVINGS, BUDGET TIPS, SAVING TIPS

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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Recent Posts

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  • Bounce Back from Fraud: How to Protect Your Family’s Finances and Move Forward

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