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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Wondering whether you should use an app to keep track of your monthly budget? Learn why I use and recommend pen to paper budgeting instead.

Why I Recommend Pen to Paper Budgeting Over Apps

November 4, 2021
BUDGETING

When it comes to budgeting, there are a lot of different mediums you can choose from. Popular apps make budgeting and tracking your expenses simpler than ever.  Many people like to budget using the View Post

Filed Under: Tagged With: BUDGET BASICS, BUDGET BY PAYCHECK METHOD, BUDGET TIPS, BUDGETING

We live in a society that emphasizes spending and budgeting based on income, but what if this isn’t the best mindset to truly build wealth?

A Closer Look at Spending Based on Income Rather Than Net Worth

March 25, 2021
BUDGETING

  We live in a society that emphasizes spending and budgeting based on income, but what if this isn’t the best mindset to truly build wealth? Think about it… Your credit card limit is View Post

Filed Under: Tagged With: BUDGET BASICS, BUDGET TIPS, BUDGETING, FINANCIAL PLANNING, SPENDING, SPENDING MONEY

When creating a budget, most of us focus on tracking our expenses, but tracking your income is just as important. This includes knowing your starting balance.

What is Your Starting Balance & Why Does It Matter for Your Budget?

November 25, 2020
BUDGETING

  It all begins with your “starting balance.” When creating a budget, most of us focus on tracking our expenses, but tracking your income is just as important. After all, without having a View Post

Filed Under: Tagged With: BUDGET, BUDGET BASICS, BUDGET TIPS, BUDGETING, STARTING BALANCE

Have you ever received a paycheck and then wondered where it all went? Zero-based budgeting can help you track your money and achieve your goals.

What is a Zero-Based Budget?

July 23, 2020
Budgeting Basics

Have you ever received a paycheck and then wondered where it all went? Most of us have been there. Fortunately, zero-based budgeting can help you track your money to take full control of your View Post

Filed Under: Tagged With: BUDGET BASICS, BUDGET TIPS, ZERO-BASED BUDGET

Your net worth is a snapshot of your financial health. When you track net worth over time, it can show you the progress you’re making toward your financial goals.

How to Calculate Your Net Worth

February 17, 2020
FINANCE 101

A big part of managing your finances involves tracking essential numbers. For example, every month, you need to keep an eye on your spending, your bank account balances, your savings funds, and your View Post

Filed Under: Tagged With: BUDGET BASICS, NET WORTH

Balancing a checkbook might seem like a thing of the past, but it's one of the most basic habits of good financial management.

The Right Way to Balance a Checkbook

February 28, 2017
BUDGETING

Understanding how to balance a checkbook might seem really easy. It's basic subtraction and addition, right? Well, you might be surprised that 69% of people never balance a checkbook. It's even more View Post

Filed Under: Tagged With: BUDGET, BUDGET BASICS

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Back on March 1st, I did an Instagram Live all about closing out your budget.

This step and my "Where Did My Money Go?" Worksheets are the two things I get the MOST questions about.

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars.

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp
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