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The Budget Mom

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MENUMENU
  • BUDGETING
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        • Budgeting Basics
        • Budget Guides
        • Budget Tips
        • Budget Recaps & Overviews
        • Living on a budget can be as challenging as sticking to a diet or committing to a workout routine. Here are tips to avoid burnout so you can achieve your goals!

          How to Avoid Budget Burnout: 5 Tips to Stay the Course

          When creating a budget, most of us focus on tracking our expenses, but tracking your income is just as important. This includes knowing your starting balance.

          What is Your Starting Balance & Why Does It Matter for Your Budget?

          Most of us have invisible money scripts that hold us back from reaching our financial goals. Learn what the three most common money beliefs are and how you can start taking steps to change them. 

          3 Money Beliefs That Might Be Holding You Back

  • SAVE MORE
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        • Cut Expenses
        • Extra Income
        • Saving Tips
        • The true cost of a speeding ticket depends on your location, how fast you were driving, and any previous violations. Learn how much you can expect to pay after receiving a speeding ticket.

          Explained: The Surprising True Cost of a Speeding Ticket

          If you’re looking for ways to save, buying second-hand items might be a good idea. These 17 things are better to buy used instead of new.

          17 Things That Are Better to Buy Used Instead of New

          If you need to earn fast cash, selling household items online is the easiest way to do it. Here are 20 things in your home that you can sell right now.

          Need Cash Fast? 20 Things In Your Home You Can Sell Right Now

  • FRUGAL LIVING
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        • Beauty & Health Tips
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        • Family & Money
        • Food & Drink
        • Frugal Living 101
        • Household Tips
        • Holidays & Occasions
        • Kids & Money
        • Forget about a New Year’s Resolution! Try setting a New Year mindset instead. It might not seem like much, but your mindset can make or break your financial goals.

          How to Improve Your Financial Mindset to Achieve Your New Year’s Goals

          It’s not too early to start helping your child build their financial future. If you want to help your child start investing, here are the steps you’ll take to get started.

          How Can My Child Start Investing?

          For many people, the holidays are a stressful and expensive time of year. Learn how to host a holiday dinner without blowing your budget this year.

          7 Steps to Hosting a Holiday Dinner on a Budget

  • DEBT & CREDIT
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        • Credit Cards
        • Credit Report & Score
        • Debt Basics
        • Get Out of Debt
        • Loans, Etc.
        • It’s easy to swipe a credit card, but paying it off is an entirely different story. Here’s what you need to know about the true cost of buying on credit.

          Revealed: The Ugly Cost of Buying on Credit

          Should You Buy Your Leased Car?

          Collection accounts can be stressful, but you can bounce back. Learn how to handle collection accounts and improve your financial picture.

          Has Your Debt Been Sent to Collections? Here Are Your Options.

  • FINANCE 101
        • Categories

        • Financial Planning
        • Investing
        • Retirement
        • Tax Tips
        • It might be tempting to withdraw investments, especially during times of economic uncertainty. However, most people should avoid touching their investments.

          The ONLY 3 Reasons to Touch Your Investments

          It’s that time of year again! Unfortunately, we’re not talking about the holidays. Now is the time for everyone to file their taxes. Here is what you need to know.

          2021 Tax Season: How to File for Taxes Online

          It’s not too early to start helping your child build their financial future. If you want to help your child start investing, here are the steps you’ll take to get started.

          How Can My Child Start Investing?

When creating a budget, most of us focus on tracking our expenses, but tracking your income is just as important. This includes knowing your starting balance.

What is Your Starting Balance & Why Does It Matter for Your Budget?

November 25, 2020
BUDGETING

  It all begins with your “starting balance.” When creating a budget, most of us focus on tracking our expenses, but tracking your income is just as important. After all, without having a View Post

Filed Under: BUDGETING, Budgeting Basics Tagged With: BUDGET, BUDGET BASICS, BUDGET TIPS, BUDGETING, STARTING BALANCE

Have you ever received a paycheck and then wondered where it all went? Zero-based budgeting can help you track your money and achieve your goals.

What is a Zero-Based Budget?

July 23, 2020
Budgeting Basics

Have you ever received a paycheck and then wondered where it all went? Most of us have been there. Fortunately, zero-based budgeting can help you track your money to take full control of your View Post

Filed Under: Budgeting Basics Tagged With: BUDGET BASICS, BUDGET TIPS, ZERO-BASED BUDGET

Your net worth is a snapshot of your financial health. When you track net worth over time, it can show you the progress you’re making toward your financial goals.

How to Calculate Your Net Worth

February 17, 2020
FINANCE 101

A big part of managing your finances involves tracking essential numbers. For example, every month, you need to keep an eye on your spending, your bank account balances, your savings funds, and your View Post

Filed Under: FINANCE 101, Financial Planning Tagged With: BUDGET BASICS, NET WORTH

Balancing a checkbook might seem like a thing of the past, but it's one of the most basic habits of good financial management.

The Right Way to Balance a Checkbook

February 28, 2017
BUDGETING

Understanding how to balance a checkbook might seem really easy. It's basic subtraction and addition, right? Well, you might be surprised that 69% of people never balance a checkbook. It's even more View Post

Filed Under: BUDGETING, Budgeting Basics Tagged With: BUDGET, BUDGET BASICS

Budgeting doesn't have to seem overwhelming. Here are four articles to help you create a budget that works.

4 Must-Read Budgeting Articles For Beginners

May 12, 2016
BUDGETING

If you have never started a budget before, it can seem a little overwhelming at first. When I started budgeting, my finances were a mess. It took me a while to get organized, but once I did, the View Post

Filed Under: BUDGETING, Budgeting Basics Tagged With: BUDGET, BUDGET BASICS, READING

Figuring out where your money is going and how much you have to spend is the first step in creating a working budget. This article explains the budgeting basics - income and expenses.

Budgeting Basics: Income VS Expenses

February 24, 2016
BUDGETING

  Welcome to the first step in creating a budget! This might seem to be a pretty straightforward topic. However, some find this area challenging. Knowing your income, in most cases, is View Post

Filed Under: BUDGETING, Budgeting Basics Tagged With: BUDGET, BUDGET BASICS

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

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  • The ONLY 3 Reasons to Touch Your Investments
  • Explained: The Surprising True Cost of a Speeding Ticket
  • How to Avoid Budget Burnout: 5 Tips to Stay the Course
  • 17 Things That Are Better to Buy Used Instead of New
  • 2021 Tax Season: How to File for Taxes Online

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