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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

It’s easy to let your expenses start creeping up come fall, but it doesn’t have to be that way. Learn eight ways you can cut your costs this fall.

8 Ways to Cut Expenses This Fall

October 7, 2021
Cut Expenses

For most people, one of the most challenging aspects of personal finance is learning how to spend less money. And it’s especially hard once fall gets here, and it’s socially acceptable for most of us View Post

Filed Under: Tagged With: BUDGET TIPS, CUT EXPENSES, FALL, SAVE MORE

Whatever your financial goal, you can reach it faster when you find ways to reduce your spending. Check out 4 smart tips you can use to lower your cell phone bill.

4 Tips to Lower Your Cell Phone Bill

February 10, 2020
Cut Expenses

If you want your financial life to improve, you have to be willing to stretch yourself in ways you never have before. Are you trying to get out of debt? Do you want to save money for an emergency View Post

Filed Under: Tagged With: BILLS, CELL PHONE, CUT EXPENSES, NEGOTIATE LOWER BILLS, SAVE MONEY

How I Got a $2,500 Custom Computer for under $800

July 20, 2016
Cut Expenses

First, let me start off by saying I am not a tech wiz of any sort. In fact, technology pretty much hates me. So when the laptop I have owned for the last 11 years broke down on me last week, I kinda View Post

Filed Under: Tagged With: CUT EXPENSES, MY STORIES, SAVING

How to Save on the Movie Theater Experience

June 11, 2016
Cut Expenses

Last Friday I did something I don't usually do. I went to a movie. You will only find me sitting in a movie theater about once a year. Don't get me wrong. I love the movies, in fact I like them a lot. View Post

Filed Under: Tagged With: CUT EXPENSES, SAVING

Save Big By Shopping At The Dollar Store

March 11, 2016
Cut Expenses

The Dollar Store used to be the place to go for cheap party supplies and $1 cards, but the more you look around you start to realize they are turning into one stop shops. You can find food items, baby View Post

Filed Under: Tagged With: CUT EXPENSES, FRUGAL, SAVING

If you are like me, then you also struggle with sticking to a meal plan and grocery budget. Over the last two years, I have tried several meal planning subscriptions, but I could never stick to them. Here is my solution to meal planning and why subscriptions were not right for my family.

My Solution to Meal Planning (Free Weekly Meal Planner)

February 28, 2016
Food & Drink

The big thing nowadays is meal planning. It’s supposed to help keep us on track with our budgets, keep our meals lively, and save us from the dreadful question “what’s for dinner?”. But is spending View Post

Filed Under: Tagged With: CUT EXPENSES, FOOD, LIFE, MEAL PLANNING, SAVING

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Back on March 1st, I did an Instagram Live all about closing out your budget.

This step and my "Where Did My Money Go?" Worksheets are the two things I get the MOST questions about.

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars.

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp
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