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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

The 2022 tax season is officially underway, and just like the last couple of years, there are a few unique considerations for tax filers to keep in mind.

2022 Tax Season: Deadlines, Refunds, and How to File Online

February 24, 2022
FINANCE 101

The 2022 tax season is officially underway, and just like the last couple of years, there are a few unique considerations for tax filers to keep in mind. In this post, we’ll cover everything you View Post

Filed Under: Tagged With: ONLINE TAXES, TAX REFUND, TAX RETURN, TAXES

It’s that time of year again! Unfortunately, we’re not talking about the holidays. Now is the time for everyone to file their taxes. Here is what you need to know.

2021 Tax Season: How to File for Taxes Online

January 21, 2021
FINANCE 101

It’s that time of year again! Unfortunately, I’m not talking about the holidays. The 2021 tax season is about to begin, and because of the COVID-19 pandemic, things look a little different this View Post

Filed Under: Tagged With: ONLINE TAXES, TAX REFUND, TAXES

Don't want to waste your tax refund on something you’ll regret? You need a plan before the money hits your bank account. Check out 4 smart ways to use your refund.

4 Smart Ways to Use Your Tax Refund

February 19, 2020
FINANCE 101

This article first appeared on February, 21 2016 and was updated February 19, 2020. Tis the season! Depending on your situation, you probably either love tax time or you dread it like that horrible View Post

Filed Under: Tagged With: DEBT, EXTRA INCOME, SAVING, SPENDING, TAX REFUND, TAXES

Want to make tax filing easier this year? Here is what you need to know for filing taxes online, and don’t overlook the free options.

Filing for Taxes Online – How to File Taxes

January 15, 2020
FINANCE 101

Many of us can recall April as being a stressful month for our parents. They’d spend a couple of late nights toiling at the dinner table with a calculator and pen and paper, feverishly working to get View Post

Filed Under: Tagged With: ONLINE TAXES, TAX CREDIT, TAXES

Need cash now? Are you expecting a significant tax refund? A Refund Anticipation Loan (RAL) promises no fees, no credit checks, and 0% APR - but is it worth the cost?

The Hidden Dangers of Tax Refund Anticipation Loans

March 27, 2019
FINANCE 101

I don’t know about you, but tax season is definitely not my favorite time of the year! W-2 Forms, 1099s, bank statements, mortgage interest documents, childcare records, health care receipts - the View Post

Filed Under: Tagged With: DEBT, LOANS, TAXES

The Saver's Credit is an incentive from the IRS for low and moderate-income taxpayers to make retirement contributions to an IRS recognized retirement account. Learn about the restrictions and see if you qualify!

The Saver’s Tax Credit – What Is It and Do You Qualify?

April 11, 2018
FINANCE 101

The Retirement Savings Contribution Credit (aka the Saver's Credit) doesn't give you an enormous tax credit, but it could have its rewards if you are a low-moderate income taxpayer who is working hard View Post

Filed Under: Tagged With: SAVE MONEY, TAX CREDIT, TAXES

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

This video was heavily requested after I shared some of my vacation boxes on Instagram!

I don't know what my posting schedule will be yet on YouTube, but I hope to get back to budget recaps soon!

PRODUCTS IN VIDEO:
➡️ Amazon Storefront: https://amzn.to/3SxMSEj

HELPFUL LINKS:
➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

CHAPTERS
00:00 Intro
02:46 Budgeting for Vacation
06:24 Vacation Boxes
15:29 Conclusion

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have two boys, a rambunctious eleven-year-old and a newborn. We live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
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