• Home
  • GET THE BOOK
  • Start Here
  • Blog
  • Free Resources
  • Shop TBM
  • Courses

The Budget Mom

Real Women. Real Life. Real Finance

  • Home
  • Products
    • Live Rich Planner
    • Budget By Paycheck
  • Blog
  • FREE RESOURCES
  • COURSES
  • GET THE BOOK
  • Shop TBM

A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Discover how a High Yield Savings Account (HYSA) can help you build your emergency fund faster! Learn the key differences between traditional savings accounts.

Why You Should Consider a High Yield Savings Account for Your Emergency Fund

March 16, 2023
SAVE MORE

Have you ever found yourself in a financial emergency and wished you had more money set aside to help cover unexpected expenses?  If so, you might want to consider opening a High Yield Savings View Post

Filed Under: Tagged With: EMERGENCY FUND, HIGH YIELD SAVINGS ACCOUNT, INVESTING, SAVE MONEY

Investing can be overwhelming, but understanding key terms is crucial. This guide covers common investment terms you need to know to make smart decisions.

Common Investment Terms You Need to Know

March 2, 2023
FINANCE 101

Investing can be a daunting task, especially for those who are new to the stock market. The prospect of putting your hard-earned money into unfamiliar financial instruments such as common stocks, real View Post

Filed Under: Tagged With: invest, INVESTING, investing terms, INVESTING TIPS

One of the most important categories in your budget is an emergency fund. Saving for life's unexpected expenses is one of the most important things you can do if you are trying to pay off debt or are living paycheck-to-paycheck. Here is a step-by-step guide on how to create and build an emergency fund that you can actually stick to.

Saving for the Unexpected: How to Protect Your Family with an Emergency Fund

February 23, 2023
SAVE MORE

Are you tired of constantly feeling stressed and worried about unexpected events in your life? Do you struggle to make ends meet because of unexpected bills or expenses?  If so, it's time to start View Post

Filed Under: Tagged With: EMERGENCY FUND, EMERGENCY SAVINGS, MONEY, SAVE, SAVING

Budgeting when you are broke seems impossible. Here is how to set up a budget when you don't make enough money.

Budgeting When You’re Behind on Bills: A Survival Guide

February 9, 2023
Budget Guides

Are you feeling overwhelmed by mounting bills and a tight budget? You're not alone. According to a recent survey, 63% of Americans are living paycheck to paycheck and struggle to make ends View Post

Filed Under: Tagged With: BEHIND ON BILLS, BUDGET, BUDGET GUIDES, BUDGET TIPS, DEBT

Explore the pros and cons of using home equity to pay off debt, including debt consolidation, tax deductions, and the risk of foreclosure. Here’s what to consider.

To Pay Off Debt or Not to Pay Off Debt: The Pros and Cons of Using Home Equity

February 2, 2023
DEBT & CREDIT

Debt can be a heavy burden to bear, and many people are looking for ways to pay it off.  One option that many homeowners consider is using their home equity to pay off their debts. This can include View Post

Filed Under: Tagged With: DEBT PAYOFF, HELOC, HOME EQUITY LINE OF CREDIT, HOME LOAN, PAYING OFF DEBT

It’s funny. I graduated with a finance degree, yet knew nothing about personal finance. Although there's no "one-size-fits-all" answer on how to manage your finances, there are things you likely aren't taught about that play a big role in your finances that you can implement today.

The Secret to Personal Finance I Never Learned About in Business School

January 26, 2023
FINANCE 101

It’s funny. I graduated with a finance degree, yet knew nothing about personal finance. Sure, I knew my way around spreadsheets and could maneuver them in my sleep. After all, the backbone of our View Post

Filed Under: Tagged With: BUDGET CATEGORIES, BUDGET ORGANIZATION, BUDGET TIPS, HOW TO BUDGET, PERSONAL FINANCE

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Back on March 1st, I did an Instagram Live all about closing out your budget.

This step and my "Where Did My Money Go?" Worksheets are the two things I get the MOST questions about.

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars.

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp
Load More... Subscribe
Free Resource Library

Recent Posts

  • Why You Should Consider a High Yield Savings Account for Your Emergency Fund
  • Common Investment Terms You Need to Know
  • Saving for the Unexpected: How to Protect Your Family with an Emergency Fund
  • Budgeting When You’re Behind on Bills: A Survival Guide
  • To Pay Off Debt or Not to Pay Off Debt: The Pros and Cons of Using Home Equity

Blog Categories

Amazon Associates Disclosure

The Budget Mom, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

  • Cart
  • Shop Policies

Start With My Friday Newsletter

Every Friday I send you a short helpful email with my popular Friday freebie. Join my 500k+ subscribers!

About

  • Home
  • ABOUT TBM
  • Contact
  • Start Here

Important

  • DISCLAIMER
  • PRIVACY POLICY
  • Subscribe

Favorites

  • YouTube
  • Blog
  • Live Rich Planner
  • Budget by Paycheck

Start With My Friday Newsletter

Copyright ©2023, The Budget Mom®
This website contains affiliate links, which means that if you click on a product link, I may receive a commission. This website is a participant in the amazon services llc associates program, an affiliate advertising program where I earn advertising fees by linking to amazon.com.
  • How financially fulfilled are you? Take this 2 minute quiz to get your score!
    Click Here to Start