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The Budget Mom

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  • BUDGETING
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        • Budgeting Basics
        • Budget Guides
        • Budget Tips
        • Budget Recaps & Overviews
        • When creating a budget, most of us focus on tracking our expenses, but tracking your income is just as important. This includes knowing your starting balance.

          What is Your Starting Balance & Why Does It Matter for Your Budget?

          Most of us have invisible money scripts that hold us back from reaching our financial goals. Learn what the three most common money beliefs are and how you can start taking steps to change them. 

          3 Money Beliefs That Might Be Holding You Back

          A wedding is a stressful event for many people because they overextend themselves financially. Learn the six steps you can take to plan a wedding you’ll be proud of on a budget you can afford.

          Wedding Budget 101: Plan for Your Big Day Without Breaking the Bank

  • SAVE MORE
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        • Cut Expenses
        • Extra Income
        • Saving Tips
        • If you need to earn fast cash, selling household items online is the easiest way to do it. Here are 20 things in your home that you can sell right now.

          Need Cash Fast? 20 Things In Your Home You Can Sell Right Now

          You don’t need a coupon or a limited time offer to get the best price possible. Thanks to price matching, you can get the best price wherever you shop.

          How Price Matching Can Help You Achieve Your Savings Goals

          The cost of printer ink can add up quickly, especially if you frequently have to print off documents. These eight steps will help you cut down on the cost of printer ink.

          8 Ways to Save Money on Printer Ink

  • FRUGAL LIVING
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        • Beauty & Health Tips
        • DIY
        • Family & Money
        • Food & Drink
        • Frugal Living 101
        • Household Tips
        • Holidays & Occasions
        • Kids & Money
        • Forget about a New Year’s Resolution! Try setting a New Year mindset instead. It might not seem like much, but your mindset can make or break your financial goals.

          How to Improve Your Financial Mindset to Achieve Your New Year’s Goals

          It’s not too early to start helping your child build their financial future. If you want to help your child start investing, here are the steps you’ll take to get started.

          How Can My Child Start Investing?

          For many people, the holidays are a stressful and expensive time of year. Learn how to host a holiday dinner without blowing your budget this year.

          7 Steps to Hosting a Holiday Dinner on a Budget

  • DEBT & CREDIT
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        • Credit Cards
        • Credit Report & Score
        • Debt Basics
        • Get Out of Debt
        • Loans, Etc.
        • It’s easy to swipe a credit card, but paying it off is an entirely different story. Here’s what you need to know about the true cost of buying on credit.

          Revealed: The Ugly Cost of Buying on Credit

          Should You Buy Your Leased Car?

          Collection accounts can be stressful, but you can bounce back. Learn how to handle collection accounts and improve your financial picture.

          Has Your Debt Been Sent to Collections? Here Are Your Options.

  • FINANCE 101
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        • Financial Planning
        • Investing
        • Retirement
        • Tax Tips
        • It’s that time of year again! Unfortunately, we’re not talking about the holidays. Now is the time for everyone to file their taxes. Here is what you need to know.

          2021 Tax Season: How to File for Taxes Online

          It’s not too early to start helping your child build their financial future. If you want to help your child start investing, here are the steps you’ll take to get started.

          How Can My Child Start Investing?

          Just because someone has a large house, luxury vehicle, and brand name clothes, that doesn’t mean that they don’t have money worries.

          What It Means to be “Cash Poor” and How to Avoid It

An Asian-style wrap that is easy and affordable. It's perfect for summer months, meal prep, and leftovers!

Crunchy Asian Chicken Wraps

July 15, 2020
Food & Drink

  Wraps are a great thing if you are looking for something refreshing and quick. I love everything Asian, particularly the food. These little asian wraps are a perfect fit for my taste spuds, View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: ASIAN WRAP, BUDGET RECIPE, EASY RECIPES, HEALTHY RECIPE, SUMMER RECIPE

Who doesn't love a delicious donut in the morning? Better yet, donuts that don't require yeast or frying! Skip your next trip to Krispy Kreme and make your own donuts from home! As I have developed my baking skill, I realized that it's possible to make a lot of your own staple foods at home. Now, donuts might not be a staple food, but they should be! I have been making these donuts for my family every couple of weeks, and my son loves them. What I love most is that this recipe doesn't require a lot of skill or hard-to-find ingredients. It's a dessert you can enjoy that is fast, easy, and affordable!

Easy Homemade Vanilla Donuts

July 3, 2020
Food & Drink

Who doesn't love a delicious donut in the morning? Better yet, homemade donuts that don't require yeast or frying! Skip your next trip to Krispy Kreme and make your own donuts from home! As I have View Post

Filed Under: Food & Drink Tagged With: BUDGET RECIPE, DESSERT, DONUT, EASY RECIPES

An easy classic Macaroni salad recipe that is a perfect side dish to your BBQ meals and the warmer weather. Save money by using ingredients you already have at home!

Easy Macaroni Salad Recipe

May 21, 2020
Food & Drink

Nothing is better during the hot summer months than a cold, tangy side dish. Well, I take that back! How about a really EASY cold tangy side dish. So what makes this Macaroni salad recipe so easy? View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: EASY RECIPES, MACARONI SALAD, SIDE DISH

Do you want to use up old bananas? These moist and easy chocolate chip banana muffins are the perfect answer!

Easy Banana Chocolate Chip Muffins

April 9, 2020
Food & Drink

Throwing out old bananas in my house is a huge no-no! I can always find ways to use up old bananas in my baking. If you are looking for a recipe to use up old bananas you have sitting in your kitchen, View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: BAKING, BANANA, BANANA MUFFINS, CHOCOLATE CHIP, EASY RECIPES, MUFFINS

I challenged myself only to use an Instant Pot for an entire month. Here are all of the recipes that I made and the surprising things that I learned.

I Only Made Instant Pot Recipes for an Entire Month – Here’s What I Learned

February 12, 2020
Food & Drink

For January, I challenged myself only to use my Instant Pot for the entire month. I do my shopping on Sundays for the entire week, and I was able to spend less than $100 every time. There are a View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: EASY RECIPES, INSTANT POT, INSTANT POT RECIPES, MEAL PLAN, MEAL PLANNING

I challenged myself only to use a slow cooker for an entire month. Here are all of the recipes that I made and the surprising things that I learned.

I Only Cooked With a Slow Cooker for an Entire Month – Here’s What Happened

December 31, 2019
Food & Drink

For December, I challenged myself only to use my slow cooker for the entire month. Why? It was taking up space in my storage unit, and it sat there for three years without being used. That said, I View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: CROCK POT, CROCKPOT, EASY RECIPES, MEAL PLAN, MEAL PLANNING, RECIPES, SLOW COOKER

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

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  • Need Cash Fast? 20 Things In Your Home You Can Sell Right Now
  • How Price Matching Can Help You Achieve Your Savings Goals
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  • How Can My Child Start Investing?

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