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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

An Asian-style wrap that is easy and affordable. It's perfect for summer months, meal prep, and leftovers!

Crunchy Asian Chicken Wraps

July 15, 2020
Food & Drink

  Wraps are a great thing if you are looking for something refreshing and quick. I love everything Asian, particularly the food. These little asian wraps are a perfect fit for my taste View Post

Filed Under: Tagged With: ASIAN WRAP, BUDGET RECIPE, EASY RECIPES, HEALTHY RECIPE, SUMMER RECIPE

Who doesn't love a delicious donut in the morning? Better yet, donuts that don't require yeast or frying! Skip your next trip to Krispy Kreme and make your own donuts from home! As I have developed my baking skill, I realized that it's possible to make a lot of your own staple foods at home. Now, donuts might not be a staple food, but they should be! I have been making these donuts for my family every couple of weeks, and my son loves them. What I love most is that this recipe doesn't require a lot of skill or hard-to-find ingredients. It's a dessert you can enjoy that is fast, easy, and affordable!

Easy Homemade Vanilla Donuts

July 3, 2020
Food & Drink

Who doesn't love a delicious donut in the morning? Better yet, homemade donuts that don't require yeast or frying! Skip your next trip to Krispy Kreme and make your own donuts from home! As I have View Post

Filed Under: Tagged With: BUDGET RECIPE, DESSERT, DONUT, EASY RECIPES

An easy classic Macaroni salad recipe that is a perfect side dish to your BBQ meals and the warmer weather. Save money by using ingredients you already have at home!

Easy Macaroni Salad Recipe

May 21, 2020
Food & Drink

Nothing is better during the hot summer months than a cold, tangy side dish. Well, I take that back! How about a really EASY cold tangy side dish. So what makes this Macaroni salad recipe so easy? View Post

Filed Under: Tagged With: EASY RECIPES, MACARONI SALAD, SIDE DISH

Do you want to use up old bananas? These moist and easy chocolate chip banana muffins are the perfect answer!

Easy Banana Chocolate Chip Muffins

April 9, 2020
Food & Drink

Throwing out old bananas in my house is a huge no-no! I can always find ways to use up old bananas in my baking. If you are looking for a recipe to use up old bananas you have sitting in your kitchen, View Post

Filed Under: Tagged With: BAKING, BANANA, BANANA MUFFINS, CHOCOLATE CHIP, EASY RECIPES, MUFFINS

I challenged myself only to use an Instant Pot for an entire month. Here are all of the recipes that I made and the surprising things that I learned.

I Only Made Instant Pot Recipes for an Entire Month – Here’s What I Learned

February 12, 2020
Food & Drink

For January, I challenged myself only to use my Instant Pot for the entire month. I do my shopping on Sundays for the entire week, and I was able to spend less than $100 every time. There are a View Post

Filed Under: Tagged With: EASY RECIPES, INSTANT POT, INSTANT POT RECIPES, MEAL PLAN, MEAL PLANNING

I challenged myself only to use a slow cooker for an entire month. Here are all of the recipes that I made and the surprising things that I learned.

I Only Cooked With a Slow Cooker for an Entire Month – Here’s What Happened

December 31, 2019
Food & Drink

For December, I challenged myself only to use my slow cooker for the entire month. Why? It was taking up space in my storage unit, and it sat there for three years without being used. That said, I View Post

Filed Under: Tagged With: CROCK POT, CROCKPOT, EASY RECIPES, MEAL PLAN, MEAL PLANNING, RECIPES, SLOW COOKER

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to budgets@thebudgetmom.com.

Diane is a single mom who is a Database Administrator for an IT Department at a local college. She lives in Queens, NY, and eventually wants to move to a lower-cost of living area in the future. 

Diane submitted her information because she is struggling to organize and tackle all of her larger short-term goals.

CHAPTERS:
00:00 Introduction
02:15 Why & Personal Story
04:20 Income 
04:37 Fixed Expenses
05:48 Variable Expenses
06:31 Debt
07:53 Savings Goals
10:18 Budget By Paycheck Method
14:51 My Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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