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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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One of the reasons I like the 25X rule is because it starts from a budgeting perspective. In short, you want to save 25 times your annual retirement needs.

How Much Money Do You Need to Save for Retirement?

March 17, 2022
FINANCE 101

How much money do you really need to save to retire comfortably? For many people, this question causes a lot of anxiety. On the one hand, you want to save enough so that you don’t run out of money View Post

Filed Under: FINANCE 101, Retirement Tagged With: RETIRE, RETIREMENT, RETIREMENT PLANNING, RETIREMENT SAVING

A 401(k) rollover happens when you transfer the money out of your current 401(k) into a new tax-advantaged retirement account. Learn what a 401(k) rollover is and how it works.

What is a 401(k) Rollover?

November 11, 2021
FINANCE 101

Anytime you’re starting a new job or making a significant life change, there are some important things to consider. And one of those decisions may be what to do with your employer-sponsored View Post

Filed Under: FINANCE 101, Retirement Tagged With: 401K, 401K ROLLOVER, RETIREMENT, RETIREMENT PLANNING, RETIREMENT ROLLOVER

It's never too late to start saving for the future. Check out four smart tips you can use to start planning for retirement when you're ready.

Retirement Planning: How to Start from the Beginning

September 30, 2021
FINANCE 101

Whether you’re in your 20s, 30s, 40s, or 50s, the perfect time to start saving for retirement is as soon as possible. Now, if you’re currently drowning in debt (like I was a few years ago) or if you View Post

Filed Under: FINANCE 101, Retirement Tagged With: INVESTING, INVESTING TIPS, RETIRE, RETIREMENT

Social Security benefits can help aging Americans replace part of their working salary. Learn more about Social Security, how it works, and how to apply for benefits online.

Social Security: How It Works And Why It Matters

August 26, 2021
FINANCE 101

When it comes to the topic of Social Security, do you feel a bit confused? If so, you aren’t alone. Research has shown that most people overestimate their Social Security payments by more than View Post

Filed Under: FINANCE 101, Financial Planning Tagged With: RETIREMENT, SAVINGS TIPS, SOCIAL SECURITY

It might be tempting to withdraw investments, especially during times of economic uncertainty. However, most people should avoid touching their investments.

The ONLY 3 Reasons to Touch Your Investments

February 18, 2021
FINANCE 101

  Timing is everything. This is true when it comes to major life milestones such as purchasing a home, and it is especially true when it comes to selling your investments.  During times View Post

Filed Under: FINANCE 101, Investing Tagged With: INVESTING, INVESTING TIPS, RETIREMENT

If you’re new to the world of investing, it’s easy to get overwhelmed with the options available. Fortunately, target-date funds are a good option for many first-time investors.

What Are Target Date Funds & Are They a Good Investment?

August 5, 2020
FINANCE 101

If you’re new to the world of investing, it can be easy to get overwhelmed with the options available. Investment vehicles like stocks, bonds, mutual funds, certificates of deposit, exchange-traded View Post

Filed Under: FINANCE 101, Investing Tagged With: INVESTING, RETIREMENT, STOCK MARKET, TARGET DATE FUNDS

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Ryen & I are talking about our June 2022 budget numbers! Not only do we show where our dollars went, but we also discuss if we stuck to our budget limits.

In this video, we are going over some heavy spending I had in June (thank you, sinking funds!) and Ryen gives an update on her debt payoff timeline. 

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars. Today, I am going to show you how to extract all of the vital information from your expense trackers using the "Where Did My Money Go?" Worksheets.

CHAPTERS:
00:00 Introduction
09:57 Miko's Budget Category Breakdown
12:46 Miko's Investment & Savings Breakdown
14:21 Miko's Spending Comparison to May 2022
15:10 Ryen's Budget Category Breakdown
17:18 Ryen's Debt & Savings Breakdown
18:22 Ryen's  Spending Comparison to May 2022
19:08 Conclusion


➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
JUNE 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
YouTube Video UCqP6K5GNGvQXSI10xNIAkxA_QFxVLJaDXUw
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