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The Budget Mom

Real Women. Real Life. Real Finance

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Don't let retirement sneak up on you. If you're in your 50s, use these 9 tips to start preparing for the future now to make the transition smooth and enjoyable!

9 Things People in Their 50s Can Do to Prepare for Retirement

December 22, 2022
FINANCE 101

For most of our lives, retirement seems forever away. We know we need to prepare for it and we know that retirement will eventually get here, but the daily grind has a funny way of giving us tunnel View Post

Filed Under: Tagged With: RETIRE, RETIREMENT, RETIREMENT PLANNING

One of the reasons I like the 25X rule is because it starts from a budgeting perspective. In short, you want to save 25 times your annual retirement needs.

How Much Money Do You Need to Save for Retirement?

March 17, 2022
FINANCE 101

How much money do you really need to save to retire comfortably? For many people, this question causes a lot of anxiety. On the one hand, you want to save enough so that you don’t run out of money View Post

Filed Under: Tagged With: RETIRE, RETIREMENT, RETIREMENT PLANNING, RETIREMENT SAVING

It's never too late to start saving for the future. Check out four smart tips you can use to start planning for retirement when you're ready.

Retirement Planning: How to Start from the Beginning

September 30, 2021
FINANCE 101

Whether you’re in your 20s, 30s, 40s, or 50s, the perfect time to start saving for retirement is as soon as possible. Now, if you’re currently drowning in debt (like I was a few years ago) or if you View Post

Filed Under: Tagged With: INVESTING, INVESTING TIPS, RETIRE, RETIREMENT

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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