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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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It’s easy to overspend during the holidays, but it doesn’t have to be that way. These 10 holiday traditions won’t break the bank or cause you to overspend.

10 Holiday Traditions That Won’t Break the Bank

December 9, 2021
FRUGAL LIVING

I love the holidays because you get to spend extra time with family and make memories. Plus, it’s always fun to engage in annual traditions, like decorating the Christmas tree and opening View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: BUDGETING, CHRISTMAS TRADITIONS, FUN ON A BUDGET, HOLIDAY BUDGET, HOLIDAY TRADITIONS

Are you looking for ways to support local businesses but on a limited budget this year? Learn seven ways you can support local businesses without breaking the bank.

7 Ways to Support Local This Holiday Season Without Breaking the Bank

October 14, 2021
FRUGAL LIVING

Small businesses often find themselves at a disadvantage compared to large retailers. They usually don’t have the budget to offer free two-day shipping and other perks, so many customers pass them up View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: HOLIDAY BUDGET, HOLIDAY SHOPPING, SHOP LOCAL, SMALL BUSINESS, SMALL BUSINESSES

For many people, the holidays are a stressful and expensive time of year. Learn how to host a holiday dinner without blowing your budget this year.

7 Steps to Hosting a Holiday Dinner on a Budget

November 19, 2020
FRUGAL LIVING

The holidays are a wonderful time of year, and there’s nothing quite like getting together and celebrating with your family. For some people, the holidays are an excuse to completely blow their budget View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: BUDGET TIPS, DINNER HOST, HOLIDAY, HOLIDAY BUDGET, HOLIDAY DINNER

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

It's time for another Real Life Budget. We asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

In this video, I will be showing the real numbers from a reader, Ghofrane. She is a digital marketer and currently lives at home with her mom in Belgium. She is wanting to save enough money and be financially prepared to move out for the first time. For this Real Life Budget, I am breaking down the steps I would take to prepare for that expense! This is also the first Real Life Budget we have shown in Euros.

CHAPTERS:
00:00 Introduction
01:46 WHY & Story
03:53 Income & Pay Schedule
04:19 Fixed Expenses
04:46 Variable Expenses
05:35 Debt Picture
05:46 Savings Goals
06:31 BBP Method
09:04 How to prepare yourself for moving out (mock budget)
13:43 Conclusion

➡️ TRACKING YOUR SPENDING USING THE HIGHLIGHTER METHOD: https://bit.ly/3hZ752b
➡️ GET THE BUDGET BY PAYCHECK WORKBOOK: https://bit.ly/3J7qytp
➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
BBP REAL LIFE BUDGET | Belgium + Moving Out Budget
YouTube Video UCqP6K5GNGvQXSI10xNIAkxA_nDiV_AphoO8
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Recent Posts

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