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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Fortunately, by creating a budget for the holidays and sticking to it, you can reduce your stress and focus on what matters most. Here’s what you need to know.

Celebrate Without Breaking the Bank: How to Save for Special Events

January 5, 2023
FRUGAL LIVING

It doesn’t matter when you’re reading this…  Next Christmas will be here before you know it.  If you’re like most Americans, holiday spending is an area of your financial life where you can View Post

Filed Under: Tagged With: CHRISTMAS BUDGET, CHRISTMAS GIFTS, GIFT BUDGET, HOLIDAY, HOLIDAY BUDGET

Wouldn’t it be great to have the Easter Bunny pay for your holiday activities? Until that happens, here are tips to celebrate Easter without breaking the bank!

9 Eggs-cellent Ways to Rock Your Easter Budget

April 14, 2022
FRUGAL LIVING

There’s been a lot of talk lately about inflation, but hardly anyone is talking about inflation’s toll on how we celebrate holidays like Easter.  Sure, we know to brace for higher costs at the pump View Post

Filed Under: Tagged With: EASTER, HOLIDAY, SAVE MONEY

For many people, the holidays are a stressful and expensive time of year. Learn how to host a holiday dinner without blowing your budget this year.

7 Steps to Hosting a Holiday Dinner on a Budget

November 19, 2020
FRUGAL LIVING

The holidays are a wonderful time of year, and there’s nothing quite like getting together and celebrating with your family. For some people, the holidays are an excuse to completely blow their budget View Post

Filed Under: Tagged With: BUDGET TIPS, DINNER HOST, HOLIDAY, HOLIDAY BUDGET, HOLIDAY DINNER

Before I started budgeting, I had no Christmas spending plan. I ended every year with more debt. But that’s not the end of my story and it doesn’t have to be yours.

How to Budget for Christmas Gifts

October 15, 2019
FRUGAL LIVING

Christmas is supposed to be a joyful time of year spent with the ones you love. But for a lot of people, Christmas is filled with pressure, debt, and questionable financial decisions. I know what View Post

Filed Under: Tagged With: CHRISTMAS, CHRISTMAS BUDGET, CHRISTMAS GIFTS, HOLIDAY

Are you tired of going into credit card debt during the Christmas holiday? Here is a step-by-step guide on how to set up a working Christmas budget so you can start using cash instead of your card!

How to Budget for a Debt Free Christmas

October 1, 2018
Holidays & Occasions

It's almost October, and we only have a few short months before the biggest spending holiday of the year. One of the things that I financially prepare for every year is Christmas. Before I started View Post

Filed Under: Tagged With: BUDGET, CHRISTMAS, HOLIDAY

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Back on March 1st, I did an Instagram Live all about closing out your budget.

This step and my "Where Did My Money Go?" Worksheets are the two things I get the MOST questions about.

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars.

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp
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