Ever had that nagging feeling you might be one fraud alert away from being a victim of identity theft? You're not alone. It's natural to worry about keeping your financial information safe, View Post
Why Does Your Credit Score Drop When You Pay Off a Debt?
Imagine this: After what feels like forever, you finally pay off your debt. You know… that debt. Maybe it’s credit card debt that you’ve carried around for years. Perhaps it’s the student loans you View Post
Why Are Credit Scores Important? Do They Actually Matter?
There are some financial advisors out there who will tell you to cut up your credit cards and pay for everything in cash. With this approach to finances, a credit score doesn’t matter. Why? Because View Post
6 Credit Myths That Can Cost You Money
You don’t have to look far to find conflicting information about credit reports, credit scores, credit cards, and similar topics. Unfortunately, believing the wrong credit myths could cost you in View Post
How to Fix a Mistake on Your Credit Report
Everyone makes mistakes, even the credit bureaus. But if Equifax, TransUnion, or Experian put wrong information on one of your credit reports, it can be a big problem. Credit report errors can damage View Post
How to Build Credit Without Going Into Debt
How do you build credit or improve your credit score without debt? It's a question that I got a lot after I became debt free at the end of 2018. After paying off over $77,000 of debt, I made the View Post