DO YOU HAVE A PLAN FOR YOUR MONEY?
CREATING A BUDGET COMPLETELY CHANGED MY LIFE. IT CAN CHANGE YOURS TOO! GET STARTED WITH MY BUDGET CRUSH WORKBOOK.
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What women are saying

Miko's budget by paycheck has empowered me to pay down debt, establish savings for big expenses, & an emergency fund. We have struggled for so many years & sleep better knowing that I can pay all of my bills, reduce my debt, & still have money in the bank. She rocks, I love her positive attitude!!
- Gail Galate
I love her budgeting system. I was lost when I was doing it monthly. She has changed my life for the better. I know where my is going. I have sinking funds, Emergency Fund and a plan set for each month.
- Keanne Trieste Holman
For the first time in my life I have savings, goal and hope for my future.
- Alicia Strobel Swalley
Eye opener. I didn’t realize where all my money was going. Mostly food. I’ve increased my savings and emergency funds by over 200% in 3 months. It’s pretty amazing.
- Adriana Chaparro
Variable spending and sinking funds are so important. I am working up to having more money in each but these are going to be game changer.
- Tiffany Herman
She has created a way to connect to me so I understand the process of creating a personalized plan. I’ve been trying to use other programs — failed. Her plan — WINNING! The light at the end of the tunnel doesn’t seem so distant.
- Michelle Spencer
Although my husband is not 100% on board yet, using Kumiko’s planner & monthly challenges we are putting small amounts away each month to get our Emergecy fund completed. My husband also has fun putting his change in the counting coin bank! Small steps but steps forward fir the 1st time in 20 yrs!!
- Kris Dutton
I want to let you know you have helped me begin to get a hold of my finances. I'm starting with tracking my spending and now I'm moving to menu planning. You are a valuable resource for me. Thank you for sharing your knowledge!
- Trish
Her system has stabilized us financially after me becoming disabled in 2016 and is showing us how to be prepared ahead of time for life and its ups & downs. Money is no longer a dirty word, so to speak, in our house.
- Annie Soliongco
She's taught me how to budget within my family's needs without giving up life. She's taught me to track and pay attention to where my money is going. She's saved me thousands and I'm very appreciative for that. I've learned that I don't have to carry debt unless I want to. I've learned how to really use a CC. Most of all that I can be Financially free and not live paycheck to paycheck!
- Dari Richardson