It can be a scary thing when debt becomes unmanageable. There comes a time when you realize that hiding from your debt problems is no longer a possibility. If your debt has become overwhelming, it's not uncommon to feel stress, sadness, and hopelessness. Most importantly, you may feel powerless.
During times of financial hardship you may not have the ability to meet family needs or pay pressing debts. You might feel helpless dealing with debt collectors pressuring you for payments or threatening to take your assets.
I created The Conquering Debt Series to give you the resources you need to get back on track. I want to help you make the best decisions possible, even when it feels impossible. I will help you decide whether you have debt payments that can be put on hold for a certain period of time while you get back on your feet. If you have debts that can't be ignored without serious consequences, I will give you helpful options to deal with these issues, both in the short-term and future.
This series also talks about your rights as a consumer. There are many state and federal laws out there that are designed to help people who are facing financial hardship. I will explain these rights and how and when you should use them.
The process of dealing with debt problems, or any financial issues, starts with making good decisions. The Conquering Debt Series is organized into eight parts, each part dealing with different types of choices you may face on your debt journey. Each part is broken up into several articles that will help you more specific issues.
The Conquering Debt Series is a work in progress. Articles will be added weekly until the entire series is complete.
Disclosure: This series is not a substitute for the independent judgement and skills of a competent attorney or other professionals. I am not a lawyer, and you should always seek additional information if you have questions. Laws often change, and states laws can vary greatly. You should always make sure that you have the most up-to-date information.